How much notice is given before charges or terms change?

Where a change to these Terms is materially detrimental to you, we will ordinarily give you a minimum 30 days’ notice of the proposed changes but we may need to change these Terms with shorter notice e.g. if there is a change to Regulatory Requirements which we have to action immediately.

AJ Bell states that where a change to the Terms is materially detrimental, it will ordinarily give a minimum of 30 days' notice of the proposed changes.

Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.3 · Check the source

If we make a change to these Terms for a valid reason that is not set out above which is to your detriment, you will be able to Transfer-Out without paying the Transfer-Out charge for a period of at least three months from the date of notification.

AJ Bell states that if it makes a change to the Terms for a valid reason not otherwise listed that is to the customer's detriment, the customer will be able to Transfer-Out without paying the Transfer-Out charge for a period of at least three months from the date of notification.

Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.5 · Check the source

If we reasonably consider that a change to these Terms is not materially detrimental to you, we are not required to give you any notice before we make the change, but we will provide details of the change within 30 days of the change being made.

AJ Bell states that if a change to the Terms is not materially detrimental, no notice is required before the change is made, but details will be provided within 30 days of the change being made.

Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.4 · Check the source

If we give notice of an increase in the Transfer-Out Charge for one of the above valid reasons, you will be offered an opportunity to Transfer-Out at the existing Transfer-Out charge for a period of at least three months from the date of notification.

AJ Bell states that if it gives notice of an increase in the Transfer-Out Charge, customers will be offered an opportunity to Transfer-Out at the existing Transfer-Out charge for a period of at least three months from the date of notification.

Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.2 · Check the source

We will give you 30 days’ notice of the amount of the additional charge before it is deducted from your Account.

The terms state that AJ Bell will give 30 days' notice of the amount of an additional charge before it is deducted from the account.

Binding document · AJ Bell Management Limited · clause 7.3 · Check the source

We will give you 30 days’ notice of the amount of the additional charge before it is deducted from your Account.

AJ Bell will give 30 days' notice of the amount of an additional charge before it is deducted from the customer's Account.

Binding document · AJ Bell Management Limited · clause 7.3 · Check the source

Our fees may change from time to time. If a change is detrimental to you, we'll provide you with at least 30 calendar days' notice.

The client agreement states Moneybox will give at least 30 calendar days' notice of any fee change that is detrimental to the customer.

Binding document · Digital Moneybox Limited · Section 2.4, Fees and charges · Check the source

we will give you reasonable prior written notice of any change

The client agreement states that Freetrade will give reasonable prior written notice of any change.

Binding document · Freetrade Limited · changes to the agreement clause · Check the source

We will give you at least 30 days' notice of any change to these Terms that may be detrimental to you, unless we are required to make the change sooner (for example for regulatory reasons)

The document states that at least 30 days' notice will be given of any change to the Terms that may be detrimental to the client, unless required sooner for regulatory reasons.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

or if the change relates to a reduction in the interest rate paid on any cash you hold within the HL Service, in which case we will give you at least 14 days' notice of such change.

The document states that where a change relates to a reduction in the interest rate paid on cash held within the HL Service, at least 14 days' notice will be given.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

We may amend this Agreement and any arrangements made under or in connection with this Agreement at any time by written notice to you.

The agreement states that the firm may amend the agreement at any time by written notice to the customer.

Binding document · IG Markets Limited · Check the source

The Borrow Charge, and the ability to hold a short position, may be changed by us at short notice or immediately.

The agreement states that the Borrow Charge, and the ability to hold a short position, may be changed by IG at short notice or immediately.

Binding document · IG Markets Limited · Check the source

Any amendment to this Agreement will come into effect on the date specified by us which will, in most cases, be at least 10 business days after you are deemed to have received notice of the amendment in accordance with Term 14(10) (unless it is impractical in the circumstances to give 10 business days' notice).

The agreement states that an amendment will generally take effect at least 10 business days after the customer is deemed to have received notice of the amendment, unless it is impractical to give that notice.

Binding document · IG Markets Limited · Check the source

we may terminate or Suspend this Agreement and any arrangements hereunder with you by giving you 30 days' written notice.

The agreement states that the firm may terminate or suspend the agreement by giving the customer 30 days' written notice.

Binding document · IG Markets Limited · Check the source

Any amendment to this Agreement will come into effect on the date specified by us which will, in most cases, be at least 10 business days after you are deemed to have received notice of the amendment in accordance with Term 7(9) (unless it is impractical in the circumstances to give 10 days’ written notice).

The agreement states that an amendment will come into effect on a date specified by the firm, which will in most cases be at least 10 business days after the customer is deemed to have received notice of the amendment.

Binding document · IG Markets Limited · Check the source

We reserve the right to change the way in which we manage and/or convert your non- Base Currency balances at any time in the future by providing you with 10 business days prior notice.

The agreement states that the firm will provide 10 business days prior notice before changing how it manages or converts non-Base Currency balances.

Binding document · IG Markets Limited · Check the source

You will be deemed to accept and agree to the amendment unless you notify us to the contrary within 10 business days of the date of our amendment notice.

The agreement states that an amendment will be deemed accepted unless the customer objects within 10 business days of the amendment notice.

Binding document · IG Markets Limited · Check the source

You will be deemed to accept and agree to the amendment unless you notify us to the contrary within 10 business days of the date of our amendment notice.

The agreement states that customers have 10 business days from the date of the amendment notice to object to the amendment.

Binding document · IG Markets Limited · Check the source

We may also close a Wrapper by giving you 30 days notice.

The terms and conditions state that the firm may also close a Wrapper by giving the customer 30 days notice.

Binding document · Integrated Financial Arrangements Ltd · Clause 13.3(4)(b), Closure generally · Check the source

We will tell you, in writing, the date on which we will be closing your Portfolio or Wrapper, giving you no less than seven days’ notice.

The terms and conditions state that the entity will tell the customer, in writing, the date on which it will be closing the Portfolio or Wrapper, giving no less than seven days' notice.

Binding document · Integrated Financial Arrangements Ltd · Clause 13.2(3), Closure by us · Check the source

The introduction of any such charge will be communicated to you by us in writing with no less than thirty days’ notice.

The terms state that the introduction of a charge for sending paper correspondence by post will be communicated in writing with no less than thirty days' notice.

Binding document · Integrated Financial Arrangements Ltd · 6.3 Paper correspondence · Check the source

we will give you reasonable prior written notice of any change to these terms

The client agreement states that the firm will give reasonable prior written notice of any change to the terms.

Binding document · J.P. Morgan Personal Investing Limited · Section 18.4, Changing these terms · Check the source

Weʼll give you as much advance notice as we can of any change to the fees you need to pay in relation to investments in your investment account.

The agreement states that Monzo will give as much advance notice as it can of any change to fees payable in relation to investments in the investment account.

Binding document · Monzo Bank Limited · Check the source

Otherwise we'll give you at least 30 days' notice and tell you our reasons in the most secure way, using one of our usual channels.

The fee information document states that, otherwise, Monzo will give at least 30 days' notice and tell customers its reasons.

Binding document · Monzo Bank Limited · changes to fees · Check the source

The Personal Terms were updated on 11 December 2025. For new customers, this version is effective immediately. For existing customers, this version will come into effect on 13 February 2026.

The document states that the updated Personal Terms take effect immediately for new customers and on 13 February 2026 for existing customers.

Binding document · Revolut Ltd · Check the source

We would contact you through the Revolut app at least two months before we do this.

The terms state that Revolut would contact the customer through the app at least two months before suspending or closing the Account for other reasons.

Binding document · Revolut Ltd · When could you suspend or close my Account? · Check the source

we’ll let you know about any changes we make at least two months before they come into effect.

The agreement states that customers will be told about changes at least two months before they take effect.

Binding document · Starling Bank Limited · Check the source

Where we serve notice to terminate this Agreement, we will provide you with at least thirty (30) days' notice.

The client agreement states that where Trading 212 serves notice to terminate the Agreement, it will provide at least thirty (30) days' notice.

Binding document · Trading 212 UK Limited · Check the source

we shall always give you at least thirty (30) days’ written notice before we make the change, except as required by Applicable Law or regulation.

The client agreement states that Trading 212 will give at least thirty (30) days' written notice before making a change to the Agreement's terms.

Binding document · Trading 212 UK Limited · Check the source

If we lower the interest rate you receive, we will give you at least one(1) day's notice. If we increase the interest rate to your advantage, we will apply the changes immediately and not send a notice.

The client agreement states that if the firm lowers the interest rate paid to the client, it will give at least one day's notice, and if it increases the rate the change is applied immediately without notice.

Binding document · Trading 212 UK Limited · Check the source

you shall pay the charges and/or commissions details of which are set out in the Terms & Fees and may be amended from time to time by written notice from us to you.

The client agreement states that charges and commissions set out in the Terms & Fees may be amended from time to time by written notice.

Binding document · Trading 212 UK Limited · Check the source

We may change this Agreement by giving you at least two (2) months’ prior written notice.

The agreement states that Wise may change the Agreement by giving at least two months' prior written notice.

Binding document · Wise Payments Limited · Check the source