TRADING 212 UK LIMITED
| Dimension | Evidenced | Coverage | Strength | Official |
|---|---|---|---|---|
| Regulatory Standing | 8/10 | 80.0% | 100.0% | 100.0% |
| Client Asset Protection | 5/11 | 45.5% | 88.0% | 100.0% |
| Cost Transparency | 8/11 | 72.7% | 79.4% | 87.5% |
| Security and Operational Controls | 2/7 | 28.6% | 70.0% | 50.0% |
| Corporate Transparency | 10/10 | 100.0% | 97.0% | 100.0% |
| Conduct and Track Record | 3/7 | 42.9% | 100.0% | 100.0% |
| All dimensions | 36/56 | 64.3% | — | 94.4% |
Regulatory Standing
Is the entity authorised, and by which regulator?
The Financial Services Register records Trading 212 UK Limited under firm reference number 609146, regulated by the Financial Conduct Authority with effect from 01/10/2014.
Statutory register · Financial Conduct Authority · FCA Register — Regulators · as at 10 September 2026 · Check the source
What is the entity's current authorisation status?
The register records the firm's status as "Authorised", effective from 01/10/2014. Business type: Regulated.
Statutory register · Financial Conduct Authority · FCA Register — Status · as at 10 September 2026 · Check the source
Which regulated permissions does the entity hold?
The register records 7 regulated activity permission(s): Agreeing to carry on a regulated activity; Safeguarding and administration of assets (without arranging); Dealing in investments as principal; Dealing in investments as agent; Making arrangements with a view to transactions in investments; Arranging safeguarding and administration of assets; Arranging (bringing about) deals in investments.
Statutory register · Financial Conduct Authority · FCA Register — Permissions · as at 10 September 2026 · Check the source
Of those permissions, 6 record a retail customer type: Safeguarding and administration of assets (without arranging); Dealing in investments as principal; Dealing in investments as agent; Making arrangements with a view to transactions in investments; Arranging safeguarding and administration of assets; Arranging (bringing about) deals in investments.
Statutory register · Financial Conduct Authority · FCA Register — Permissions, customer types · as at 10 September 2026 · Check the source
Is the entity an Appointed Representative, and of whom?
No qualifying source was located within the evidence window. This criterion requires: register principal-firm relationship record
What trading names are registered to this entity?
The register also records 1 previous trading name(s): "Avus Capital UK Limited".
Statutory register · Financial Conduct Authority · FCA Register — Names, previous · as at 10 September 2026 · Check the source
The register records 2 current trading name(s): "Trading 212" (Trading, from 07/01/2015); "Trading 212 UK Limited" (Registered, from 22/09/2017).
Statutory register · Financial Conduct Authority · FCA Register — Names · as at 10 September 2026 · Check the source
Do the registered office and the regulator's recorded place of business agree?
The register records the firm's Principal Place of Business as Aldermary House, 10-15 Queen Street, London, EC4N 1TX, UNITED KINGDOM.
Statutory register · Financial Conduct Authority · FCA Register — Address · as at 30 August 2026 · Check the source
The register records the registered office address as 10-15 Queen Street, Aldermary House, London, EC4N 1TX, England.
Statutory register · Companies House · registered_office_address · as at 2 September 2026 · Check the source
The FCA Register records the firm's Principal Place of Business as Aldermary House, 10-15 Queen Street, London, EC4N 1TX, UNITED KINGDOM. The Companies House registered office is recorded as 10-15 Queen Street, Aldermary House, London, EC4N 1TX, England. The two records agree on premises and postcode.
Statutory register · Financial Conduct Authority · FCA Register — Address, compared with Companies House · as at 10 September 2026 · Check the source
Are there requirements, restrictions or waivers on the permissions?
The register records 1 requirement(s) on this firm's permissions: OR-0245413 (effective 06/11/2023): This firm can approve its own financial promotions as well as those of members of its wider group and, in certain circumstances, those of its appointed representatives..
Statutory register · Financial Conduct Authority · FCA Register — Requirements · as at 10 September 2026 · Check the source
What cross-border or passporting permissions does the register record?
The register records 1 passporting arrangement(s): GIBRALTAR (Passporting Out). This records the jurisdictions the firm holds arrangements for; it does not establish the full set of markets the firm advertises to.
Statutory register · Financial Conduct Authority · FCA Register — Passports · as at 10 September 2026 · Check the source
The register records 1 passporting arrangement(s): GIBRALTAR (Passporting Out).
Statutory register · Financial Conduct Authority · FCA Register — Passports · as at 30 August 2026 · Check the source
Does the customer-facing brand map to the authorised entity?
The register links firm reference number 609146 to Companies House company number 08590005, establishing which registered legal entity holds this authorisation.
Statutory register · Financial Conduct Authority · FCA Register — Companies House Number · as at 30 August 2026 · Check the source
The register records "Trading 212"; "Trading 212 UK Limited" as trading name(s) of firm reference number 609146, and links that firm reference number to Companies House company number 08590005. The customer-facing name therefore maps to a specific registered entity.
Statutory register · Financial Conduct Authority · FCA Register — Names and Companies House Number · as at 30 August 2026 · Check the source
The register records "Trading 212"; "Trading 212 UK Limited" as registered trading name(s) of firm reference number 609146, and links that firm reference number to Companies House company number 08590005.
Statutory register · Financial Conduct Authority · FCA Register — Names and Companies House Number · as at 10 September 2026 · Check the source
Is regulatory status disclosed clearly to customers at point of sale?
No qualifying source was located within the evidence window. This criterion requires: regulatory disclosure located on the entity's own site or client agreement
Client Asset Protection
Does the entity hold client money or assets?
The register records the firm's client money permission as "Hold and control client money".
Statutory register · Financial Conduct Authority · FCA Register — Client Money Permission · as at 10 September 2026 · Check the source
Who holds client money, and under which regime is it held?
Any money, regardless of its currency, held on your behalf by us that qualifies as client money for the purposes of the FCA Client Money Rules will be protected in accordance with those rules and held in a segregated bank account, Term Deposit or held with a Qualifying Money Market Fund (QMMF) alongside the money of our other clients.
The client agreement states that client money is protected under FCA Client Money Rules and held in a segregated bank account, Term Deposit or Qualifying Money Market Fund.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Which institutions hold segregated client money?
No qualifying source was located within the evidence window. This criterion requires: named banks in a filed or binding document
Which entity acts as custodian for client securities?
You hereby authorise us to hold your Investments in safe custody as your custodian (or appoint a Sub-custodian to do so)
The client agreement states that the client authorises the firm to hold investments in safe custody as custodian, or to appoint a sub-custodian.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Which entity acts as custodian of client assets, and is it a separate legal entity from the operator?
No qualifying source was located within the evidence window. This criterion requires: the client agreement or a filed document identifying the custodian. where custody is outsourced, registry confirmation that the named custodian is a distinct registered company. where the operator states it custodies client assets itself, that statement is the answer.
Which compensation scheme applies to the entity, or does none apply?
No qualifying source was located within the evidence window. This criterion requires: the scheme's own register matched to the entity, or the entity's binding statement of which scheme covers it. where no scheme applies, the entity's own disclosure to that effect is the answer: a compensation scheme's register cannot establish that a firm outside its scope is outside its scope.
What is the per-customer compensation limit?
No qualifying source was located within the evidence window. This criterion requires: scheme's published limit for the relevant activity
Do compensation limits differ by product held?
No qualifying source was located within the evidence window. This criterion requires: scheme rules cross-referenced against the entity's products
Is there evidence of independent assurance over client asset arrangements?
No qualifying source was located within the evidence window. This criterion requires: auditor's client assets report or equivalent published assurance
What does the entity disclose about client assets if it fails?
as your client money will be held with other customers' money in a pooled client money account or QMMF in the event that the third party holding the money defaults and there is a shortfall, you agree to share proportionately in that shortfall with other creditors of the third party where your client money is deposited.
The client agreement states that if a client money shortfall occurs due to a third party's insolvency, the client agrees to share proportionately in that shortfall.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
If a Nominee Company used by us or we were to become insolvent, there may be delays in identifying individual assets and possibly an increased risk of loss if there should be a shortfall because additional time may be needed to identify the assets held for specific clients.
The client agreement states that if a Nominee Company or the firm becomes insolvent, there may be delays identifying individual assets and an increased risk of loss in the event of a shortfall.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
In the event of our failure (for example, due to insolvency), any money held in a client money account by third parties or deposited with a QMMF will be segregated from our other assets and will not be available to our creditors.
The client agreement states that in the event of the firm's failure (e.g. due to insolvency), client money held by third parties or in a QMMF will be segregated from the firm's other assets and not available to creditors.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Are client assets subject to lending, rehypothecation or re-use?
A third party holding your Investments may have a security interest, lien or right of set-off over your Investments which are not settled as per Clause 8.
The client agreement states that a third party holding investments may have a security interest, lien or right of set-off over unsettled investments.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
While your shares are lent, you will no longer have legal ownership of them until they are redelivered. Therefore, you will no longer be able to exercise some of the attached shareholder rights, including any voting rights, on the lent shares.
The client agreement states that while shares are lent, the client no longer has legal ownership of them until they are redelivered, and loses certain shareholder rights including voting rights on the lent shares.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
We offer a Share Lending Programme, where you allow us to borrow shares that you hold in your Invest Account in accordance with the terms of this Clause 26 and in compliance with the FCA Rules.
The client agreement states that Trading 212 offers a Share Lending Programme where clients allow the firm to borrow shares held in their Invest Account.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Share Lending means the process whereby those holding shares lend them to other parties and maintain a right to reacquire the shares, as described in Clause 26.
The agreement describes Share Lending as a process whereby those holding shares lend them to other parties, indicating client assets may be subject to lending.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Cost Transparency
Is a complete fee schedule publicly available?
Terms & Fees means the table entitled “Terms & Fees” available at our Website;
The document states that fees are set out in a table entitled 'Terms & Fees' available on the company's website.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
What commission or dealing charges apply?
Trading 212 is a commission-free platform, meaning no commission is applied to your trades.
The document states that Trading 212 is a commission-free platform and no commission is applied to trades.
Published by the firm · Trading 212 UK Limited · as at 30 August 2026 · Check the source
You acknowledge that Zero (0) commission will be subject to any applicable tax, governmental or administrative levy, and fee or other liabilities, charges, costs and expenses payable in connection with the transactions effected on your behalf.
The client agreement states that zero commission is subject to applicable tax, governmental or administrative levy, and other fees, costs and expenses payable in connection with transactions.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
What is the FX or currency conversion charge?
Dividend payments will remain exempt from foreign exchange fees and any exchange will be done at the live currency exchange interbank rate.
The client agreement states that dividend payments remain exempt from foreign exchange fees.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
an FX fee of 0.5% is charged on the results of closed positions if the currency of the traded instrument differs from your account currency
The document states an FX fee of 0.5% is charged on the results of closed positions if the currency of the traded instrument differs from the account currency.
Published by the firm · Trading 212 UK Limited · as at 30 August 2026 · Check the source
When converting between currencies, the applicable FX fee will be applied, as per our Terms & Fees page on our Website.
The client agreement states that an FX fee will be applied to currency conversions as set out on the Terms & Fees page.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
What reference rate does the entity state it uses for currency conversion?
The applicable FX exchange rate will be the live interbank exchange rate.
The client agreement states that the FX exchange rate applied to currency conversions is the live interbank exchange rate.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
any exchange will be done at the live currency exchange interbank rate
The client agreement states that currency exchange for dividend payments will be done at the live currency exchange interbank rate.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
What spread or implicit cost applies, and is it disclosed?
No qualifying source was located within the evidence window. This criterion requires: published spread data or explicit disclosure of spread as a cost
Are there account, platform or custody fees?
The only fee Trading 212 can charge your Invest, ISAs, and SIPP is the FX Fee
The help centre states that the only fee Trading 212 can charge on Invest, ISA and SIPP accounts is the FX fee.
Published by the firm · Trading 212 UK Limited · fees article · as at 30 August 2026 · Check the source · transcribed by hand
Are there inactivity or dormancy charges?
No qualifying source was located within the evidence window. This criterion requires: fee schedule or client agreement
What withdrawal, transfer-out or closure charges apply?
We will not charge you any fees for transfers to or from your Invest Account, Stocks ISA Account and/or SIPP Account (as applicable).
The client agreement states that no fees will be charged for transfers to or from the Invest Account, Stocks ISA Account or SIPP Account.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Where you opt to terminate this Agreement, no penalty will be imposed, and no charge will be made for associated costs.
The client agreement states that if the client opts to terminate the Agreement, no penalty is imposed and no charge is made for associated costs.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Do headline marketing claims match the binding fee schedule?
No qualifying source was located within the evidence window. This criterion requires: direct comparison of marketing page against client agreement
Are interest arrangements on cash balances disclosed, including any retained share?
If you choose not to participate in the Interest Sharing Programme, we will not hold your Available Cash in QMMFs and therefore, no interest will be paid to you as per clause 15.1. We may still hold your Available Cash in Term Deposits and/or Regular Bank Deposits with UK/EU-regulated financial institutions, and we will retain any received interest.
The client agreement states that if a client chooses not to participate in the Interest Sharing Programme, no interest will be paid to them and the firm will retain any received interest.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
We will retain any received interest, and we will separately pay you part of it in the currencies and at the rates specified in the Terms & Fees page on our Website.
The client agreement states that under the Interest Sharing Programme, the firm will retain any received interest and separately pay clients part of it in currencies and at rates specified on the Terms & Fees page.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
How much notice is given before charges or terms change?
Where we serve notice to terminate this Agreement, we will provide you with at least thirty (30) days' notice.
The client agreement states that where Trading 212 serves notice to terminate the Agreement, it will provide at least thirty (30) days' notice.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
we shall always give you at least thirty (30) days’ written notice before we make the change, except as required by Applicable Law or regulation.
The client agreement states that Trading 212 will give at least thirty (30) days' written notice before making a change to the Agreement's terms.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
If we lower the interest rate you receive, we will give you at least one(1) day's notice. If we increase the interest rate to your advantage, we will apply the changes immediately and not send a notice.
The client agreement states that if the firm lowers the interest rate paid to the client, it will give at least one day's notice, and if it increases the rate the change is applied immediately without notice.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
you shall pay the charges and/or commissions details of which are set out in the Terms & Fees and may be amended from time to time by written notice from us to you.
The client agreement states that charges and commissions set out in the Terms & Fees may be amended from time to time by written notice.
Binding document · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Security and Operational Controls
Is multi-factor authentication offered, and is it mandatory or optional?
The Two-factor authentication is a mandatory extra layer of security in your Trading 212 account.
The document states that Two-factor authentication is a mandatory extra layer of security on the Trading 212 account.
Published by the firm · Trading 212 UK Limited · as at 30 August 2026 · Check the source
2FA adds an extra layer of protection by requiring a second verification step when logging in.
The document explains that 2FA adds an extra layer of protection by requiring a second verification step when logging in.
Published by the firm · Trading 212 UK Limited · as at 30 August 2026 · Check the source
Are recognised security certifications held?
No qualifying source was located within the evidence window. This criterion requires: certificate or certifying body's register — never the entity's claim alone
Is there a published vulnerability disclosure or bug bounty route?
No qualifying source was located within the evidence window. This criterion requires: published policy page
Have security or data incidents been publicly disclosed, and how were they handled?
No qualifying source was located within the evidence window. This criterion requires: regulator notice, ico action, or contemporaneous independent reporting
Are operational resilience or continuity arrangements disclosed?
No qualifying source was located within the evidence window. This criterion requires: filed accounts, regulatory disclosure, or published policy
Have material service outages been reported, and were they disclosed by the entity?
No qualifying source was located within the evidence window. This criterion requires: independent reporting or the entity's own status history
Is a data protection registration in place, and with whom?
Data controller Trading 212 UK Limited
The data controller listed on the ICO registration is Trading 212 UK Limited.
Statutory register · Information Commissioner's Office · as at 30 August 2026 · Check the source
Corporate Transparency
What is the entity's registered company number and legal form?
The register records company number 08590005, registered as "TRADING 212 UK LIMITED", legal form "ltd", status "active".
Statutory register · Companies House · company profile · as at 2 September 2026 · Check the source
Who are the persons with significant control?
The PSC register records 1 active person(s) with significant control: Trading 212 Group Limited (corporate-entity-person-with-significant-control; ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent, right-to-appoint-and-remove-directors).
Statutory register · Companies House · PSC register · as at 2 September 2026 · Check the source
What is the group structure above this entity?
The PSC register records 1 corporate entity controller(s): Trading 212 Group Limited.
Statutory register · Companies House · PSC register (corporate entities) · as at 2 September 2026 · Check the source
Which jurisdiction is the ultimate parent registered in?
The PSC register records the corporate controller(s) as: Trading 212 Group Limited, registration number 10014283, registered in United Kingdom, legal form Limited By Shares, under United Kingdom (England And Wales).
Statutory register · Companies House · PSC register, corporate identification · as at 2 September 2026 · Check the source
Are accounts filed on time and to the required standard?
The register records: next accounts due 2027-09-30; last accounts made up to 2025-12-31; the register flags accounts as not overdue.
Statutory register · Companies House · accounts · as at 2 September 2026 · Check the source
Are the accounts audited, and by whom?
Steven Linnegar (Senior Statutory Auditor) for and on behalf of PricewaterhouseCoopers LLP Chartered Accountants and Statutory Auditors London 14 April 2026
The filed accounts include an independent auditors report signed by Steven Linnegar as Senior Statutory Auditor on behalf of PricewaterhouseCoopers LLP, dated 14 April 2026.
Binding document · Companies House (filed by the company) · Independent Auditors Report, signature page · as at 14 April 2026 · Check the source · transcribed by hand
Is there a going-concern qualification or emphasis of matter?
we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern
The auditors report states that no material uncertainties relating to going concern were identified.
Binding document · Companies House (filed by the company) · Independent Auditors Report, Conclusions relating to going concern · as at 14 April 2026 · Check the source · transcribed by hand
When was the entity incorporated?
The register records incorporation on 2013-06-28.
Statutory register · Companies House · date_of_creation · as at 28 June 2013 · Check the source
Have there been recent changes of control, name or registered office?
The register records 1 previous company name(s): "AVUS CAPITAL UK LIMITED" until 2017-09-15.
Statutory register · Companies House · previous_company_names · as at 2 September 2026 · Check the source
The filing history records 20 change filing(s) in the most recent 35 entries. Most recent: 2026-02-04: appoint-person-director-company-with-name-date; 2025-11-03: appoint-person-director-company-with-name-date; 2025-10-13: appoint-person-director-company-with-name-date; 2025-09-02: termination-director-company-with-name-termination-date; 2025-06-12: appoint-person-director-company-with-name-date.
Statutory register · Companies House · filing history · as at 2 September 2026 · Check the source
Are directors disqualified, or associated with disqualification?
A name search of the register of disqualified directors was run against the 10 active officer(s) recorded for this company on 2026-09-02. 8 name(s) returned one or more register entries. A name match does not establish that these are the same individuals: identity requires confirmation against date of birth and appointment history, which we have not performed. No individual is named here for that reason.
Statutory register · Companies House · disqualified officers search · as at 2 September 2026 · Check the source
Conduct and Track Record
Are there published regulatory enforcement actions against this entity?
A query of the Financial Services Register disciplinary history for firm reference number 609146 on 2026-09-10 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · as at 10 September 2026 · Check the source
A query of the Financial Services Register disciplinary history for firm reference number 609146 on 2026-08-30 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · as at 30 August 2026 · Check the source
Are there published enforcement actions against the parent or sister entities?
No qualifying source was located within the evidence window. This criterion requires: regulator's own publication, entity-matched
Are there published warnings or unauthorised-firm alerts naming this entity or a clone?
A register search for this firm's name returns 2 entr(ies) flagged as unauthorised, including firms the register identifies as clones: "Trading212pro / Tradingpro212 (clone of FCA authorised firm) (Postcode: n/a)" (Unauthorised); "TRADING212 (clone of authorised firm) (Postcode: na)" (Unauthorised). These entries concern third parties impersonating the authorised firm, not the authorised firm itself.
Statutory register · Financial Conduct Authority · FCA Register — Common Search, unauthorised entries · as at 30 August 2026 · Check the source
What complaints data does the entity publish, as required?
No qualifying source was located within the evidence window. This criterion requires: the entity's mandatory complaints return
What complaint volumes does the ombudsman publish about the entity?
In the Financial Ombudsman Service's half-yearly business complaints data, the row for Trading 212 UK Limited records 308 under the column "Total New Cases".
Statutory register · Financial Ombudsman Service · half-yearly business complaints data, Total New Cases · Check the source
Is there material litigation of public record?
No qualifying source was located within the evidence window. This criterion requires: court judgment or filed proceedings
Have directors been subject to published regulatory action individually?
No qualifying source was located within the evidence window. This criterion requires: regulator's individual register
What these figures measure. They describe the evidence we found, not the firm’s conduct. Where a criterion reads “not found”, we could not confirm it from public sources — that carries no negative inference.
Where the record shows no published enforcement action, that means our search of the register found none on the date stated. It is not a finding that no misconduct occurred.
If you are TRADING 212 UK LIMITED and believe something here is wrong, write to corrections@veracentintelligence.co.uk. We will provide the evidence behind any finding, correct what we get wrong, and publish a statement of up to 300 words alongside anything we still disagree about.