AJ BELL MANAGEMENT LIMITED
| Dimension | Evidenced | Coverage | Strength | Official |
|---|---|---|---|---|
| Regulatory Standing | 8/10 | 80.0% | 100.0% | 100.0% |
| Client Asset Protection | 9/11 | 81.8% | 90.0% | 100.0% |
| Cost Transparency | 7/11 | 63.6% | 86.2% | 100.0% |
| Security and Operational Controls | 1/7 | 14.3% | 40.0% | 0.0% |
| Corporate Transparency | 8/10 | 80.0% | 100.0% | 100.0% |
| Conduct and Track Record | 2/7 | 28.6% | 100.0% | 100.0% |
| All dimensions | 35/56 | 62.5% | — | 97.1% |
Regulatory Standing
Is the entity authorised, and by which regulator?
The Financial Services Register records AJ Bell Management Limited under firm reference number 211468, regulated by the Financial Conduct Authority with effect from 01/04/2013.
Statutory register · Financial Conduct Authority · FCA Register — Regulators · as at 25 September 2026 · Check the source
What is the entity's current authorisation status?
The register records the firm's status as "Authorised", effective from 01/10/2002. Business type: Regulated.
Statutory register · Financial Conduct Authority · FCA Register — Status · as at 25 September 2026 · Check the source
Which regulated permissions does the entity hold?
Of those permissions, 5 record a retail customer type: Agreeing to carry on a regulated activity; Making arrangements with a view to transactions in investments; Establishing/operating/winding up a personal pension scheme; Dealing in investments as principal; Arranging (bringing about) deals in investments.
Statutory register · Financial Conduct Authority · FCA Register — Permissions, customer types · as at 25 September 2026 · Check the source
The register records 6 regulated activity permission(s): Agreeing to carry on a regulated activity; Making arrangements with a view to transactions in investments; Establishing/operating/winding up a personal pension scheme; Dealing in investments as principal; Arranging (bringing about) deals in investments; 8. Account information services.
Statutory register · Financial Conduct Authority · FCA Register — Permissions · as at 25 September 2026 · Check the source
Is the entity an Appointed Representative, and of whom?
The register records 1 appointed representative relationship(s) involving this firm.
Statutory register · Financial Conduct Authority · FCA Register — Appointed Representatives · as at 25 September 2026 · Check the source
What trading names are registered to this entity?
The register records 5 current trading name(s): "AJ Bell Touch" (Trading, from 16/01/2025); "AJ Bell Investcentre" (Trading, from 20/02/2019); "AJ Bell Dodl" (Trading, from 16/01/2025); "AJ Bell" (Trading, from 01/10/2022); "AJ Bell Management Limited" (Registered, from 04/12/2020).
Statutory register · Financial Conduct Authority · FCA Register — Names · as at 25 September 2026 · Check the source
The register also records 5 previous trading name(s): "Dodl by AJ Bell"; "AJ Bell Youinvest"; "AJ Bell Platinum"; "Sippdeal Limited"; "A J Bell Management Limited".
Statutory register · Financial Conduct Authority · FCA Register — Names, previous · as at 25 September 2026 · Check the source
Do the registered office and the regulator's recorded place of business agree?
The FCA Register records the firm's Principal Place of Business as 4 Exchange Quay, Salford, Greater Manchester, M5 3EE, UNITED KINGDOM. The Companies House registered office is recorded as 4 Exchange Quay, Salford Quays, Manchester, M5 3EE, England. The two records agree on premises and postcode.
Statutory register · Financial Conduct Authority · FCA Register — Address, compared with Companies House · as at 25 September 2026 · Check the source
The register records the registered office address as 4 Exchange Quay, Salford Quays, Manchester, M5 3EE, England.
Statutory register · Companies House · registered_office_address · as at 20 September 2026 · Check the source
Are there requirements, restrictions or waivers on the permissions?
Permitted to control client money only in respect of the personal pension scheme(s) that the firm operates.
The register records a requirement on the firm's permissions in the quoted terms.
Statutory register · Financial Conduct Authority · FCA Register — Requirements, OR-0031402 (effective 13/03/2007) · as at 25 September 2026 · Check the source
This firm can approve its own financial promotions as well as those of members of its wider group and, in certain circumstances, those of its appointed representatives.
The register records a requirement on the firm's permissions in the quoted terms.
Statutory register · Financial Conduct Authority · FCA Register — Requirements, OR-0237733 (effective 06/11/2023) · as at 25 September 2026 · Check the source
What cross-border or passporting permissions does the register record?
No qualifying source was located within the evidence window. This criterion requires: the register's passporting or cross-border permission records. these state what the entity is permitted to do, not where it actually markets. since the united kingdom left the european economic area, a uk firm can passport only to gibraltar, so this field reads alike for firms with and without overseas business.
Does the customer-facing brand map to the authorised entity?
The register records "AJ Bell Touch"; "AJ Bell Investcentre"; "AJ Bell Dodl"; "AJ Bell"; "AJ Bell Management Limited" as registered trading name(s) of firm reference number 211468, and links that firm reference number to Companies House company number 03948391.
Statutory register · Financial Conduct Authority · FCA Register — Names and Companies House Number · as at 25 September 2026 · Check the source
Is regulatory status disclosed clearly to customers at point of sale?
No qualifying source was located within the evidence window. This criterion requires: regulatory disclosure located on the entity's own site or client agreement
Client Asset Protection
Does the entity hold client money or assets?
The register records the firm's client money permission as "Not hold and not control client money".
Statutory register · Financial Conduct Authority · FCA Register — Client Money Permission · as at 25 September 2026 · Check the source
Who holds client money, and under which regime is it held?
Client Money: any of your Cash which is held in your Relevant F&SS Accounts, all of which is subject to the protections afforded by the FCA’s client money rules and guidance
The terms define Client Money as cash held in the customer's Relevant F&SS Accounts, all of which is subject to the protections afforded by the FCA's client money rules and guidance.
Binding document · AJ Bell Management Limited · Definitions · as at 20 September 2026 · Check the source
Any of your SIPP or Retirement Investment Account Cash which is held pending investment from time to time, including the income from investments and proceeds from the sale of investments, may be held by Sippdeal Trustees Limited until the Cash is required for investment purposes, at which point it will be transferred to your F&SS Accounts or F&SS XO Account and held as Client Money.
SIPP or Retirement Investment Account Cash held pending investment may be held by Sippdeal Trustees Limited until required, at which point it is transferred to the F&SS Accounts or F&SS XO Account and held as Client Money.
Binding document · AJ Bell Management Limited · clause 6.2 · as at 20 September 2026 · Check the source
Sippdeal Trustees Limited will hold Contributions paid and cash Transfers made into your SIPP or Retirement Investment Account in a Pooled Bank Account with a Bank separate from cash belonging to it until We allocate them to your SIPP or Retirement Investment Account.
Sippdeal Trustees Limited holds Contributions and cash Transfers made into a SIPP or Retirement Investment Account in a Pooled Bank Account with a Bank separate from cash belonging to it, until allocation to the SIPP or Retirement Investment Account.
Binding document · AJ Bell Management Limited · clause 6.1 · as at 20 September 2026 · Check the source
the difference between the interest paid to us or our Group companies by a Bank on the aggregate amount of the Cash held by us with the Bank and the interest we pay to you
The terms state that customer Cash is held by AJ Bell with a Bank.
Binding document · AJ Bell Management Limited · clause 7.21 · as at 20 September 2026 · Check the source
we will hold Cash which is not held by an Investment Manager selected by you, in your Account or F&SS Accounts or F&SS XO Account in a Pooled Bank Account or Pooled Bank Accounts with a Bank or Banks separate from cash belonging to us.
AJ Bell holds Cash which is not held by an Investment Manager selected by the customer, in the Account or F&SS Accounts or F&SS XO Account, in a Pooled Bank Account or Pooled Bank Accounts with a Bank or Banks separate from cash belonging to it.
Binding document · AJ Bell Management Limited · clause 6.2 · as at 20 September 2026 · Check the source
SIPP investments (other than commercial property) not held by a nominee will be held solely in our name.
SIPP investments (other than commercial property) not held by a nominee will be held solely in AJ Bell's name.
Binding document · AJ Bell Management Limited · Clause 9.7 · as at 20 September 2026 · Check the source
Any of your Cash which is held by Sippdeal Trustees Limited, whether under this clause 6.1 or clause 6.2, will be protected by being held on trust in accordance with the Scheme Rules, and not as Client Money.
Any Cash held by Sippdeal Trustees Limited under clause 6.1 or clause 6.2 is protected by being held on trust in accordance with the Scheme Rules, and not as Client Money.
Binding document · AJ Bell Management Limited · clause 6.1 · as at 20 September 2026 · Check the source
Execution-Only Option – your SIPP funds are held by us or an Execution-Only Partner
Under the Execution-Only Option, SIPP funds are held by AJ Bell or an Execution-Only Partner.
Binding document · AJ Bell Management Limited · Clause 9.1(e) · as at 20 September 2026 · Check the source
Pooled Bank Account: a general account in our name in which the cash of one or more customers is held but which is designated in the Bank's records as being held in trust for those customers so that the Bank may not exercise a right of lien or set-off against any indebtedness that we may have to the Bank
The terms define a Pooled Bank Account as a general account in AJ Bell's name in which the cash of one or more customers is held but which is designated in the Bank's records as being held in trust for those customers so that the Bank may not exercise a right of lien or set-off against any indebtedness that AJ Bell may have to the Bank.
Binding document · AJ Bell Management Limited · Definitions - Pooled Bank Account · as at 20 September 2026 · Check the source
Investment Partner Option – your SIPP funds are held by your selected Investment Partner and your Adviser places orders with them directly;
Under the Investment Partner Option, SIPP funds are held by the selected Investment Partner.
Binding document · AJ Bell Management Limited · Clause 9.1(b) · as at 20 September 2026 · Check the source
Discretionary Investment Partner Option – your SIPP funds are held by the Discretionary Investment Partner you select
Under the Discretionary Investment Partner Option, SIPP funds are held by the Discretionary Investment Partner selected by the customer.
Binding document · AJ Bell Management Limited · Clause 9.1(c) · as at 20 September 2026 · Check the source
Which institutions hold segregated client money?
No qualifying source was located within the evidence window. This criterion requires: named banks in a filed or binding document
Which entity acts as custodian for client securities?
Nominee: Lawshare Nominees Limited or any other subsidiary or subsidiaries wholly owned by us, which holds the legal title to the investments (except for Cash) held within the Funds & Shares Service
The terms define the Nominee as Lawshare Nominees Limited or another subsidiary wholly owned by AJ Bell, which holds the legal title to investments held within the Funds & Shares Service.
Binding document · AJ Bell Management Limited · Definitions - Nominee · as at 20 September 2026 · Check the source
SIPP investments such as shares and Collective Investments must be registered in the name of the relevant Investment Manager Custodian or such other nominee as we permit.
SIPP investments such as shares and Collective Investments must be registered in the name of the relevant Investment Manager Custodian or such other nominee as AJ Bell permits.
Binding document · AJ Bell Management Limited · Clause 9.6 · as at 20 September 2026 · Check the source
AJ Bell Securities Limited: authorised and regulated by the Financial Conduct Authority (FRN: 155593) provides the Funds & Shares Service and the Custody Service and acts as the Account Manager for the AJ Bell Investcentre ISA, Lifetime ISA and Junior ISA.
The Terms and Conditions state that AJ Bell Securities Limited provides the Custody Service.
Binding document · AJ Bell Management Limited · About these Terms · as at 20 September 2026 · Check the source
the investments other than Cash in your Account will be held in a Pooled Investment Account in the name of the Nominee or by an approved Third-Party Custodian to our order.
Investments other than Cash in the Account are held in a Pooled Investment Account in the name of the Nominee or by an approved Third-Party Custodian to AJ Bell's order.
Binding document · AJ Bell Management Limited · clause 6.9 · as at 20 September 2026 · Check the source
Which entity acts as custodian of client assets, and is it a separate legal entity from the operator?
Custody Service: the global custody services we provide as part of the Funds & Shares Service, including safe custody of your investments, the collection of dividends or interest on securities held, dealing with Corporate Action events and payment against delivery of stock
The terms state that AJ Bell Investcentre provides global custody services as part of the Funds & Shares Service, including safe custody of investments, collection of dividends or interest, dealing with Corporate Action events and payment against delivery of stock.
Binding document · AJ Bell Management Limited · Definitions - Custody Service · as at 20 September 2026 · Check the source
Nominee: Lawshare Nominees Limited or any other subsidiary or subsidiaries wholly owned by us, which holds the legal title to the investments (except for Cash) held within the Funds & Shares Service
The terms state that the Nominee, Lawshare Nominees Limited or another subsidiary wholly owned by AJ Bell, holds legal title to investments held within the Funds & Shares Service.
Binding document · AJ Bell Management Limited · Definitions - Nominee · as at 20 September 2026 · Check the source
the investments other than Cash in your Account will be held in a Pooled Investment Account in the name of the Nominee or by an approved Third-Party Custodian to our order.
Investments other than Cash are held in a Pooled Investment Account in the name of the Nominee or by an approved Third-Party Custodian to AJ Bell's order.
Binding document · AJ Bell Management Limited · clause 6.9 · as at 20 September 2026 · Check the source
Discretionary Investment Partner you select and you and your Adviser agree the aims, objectives, level of fees and basis on which those funds are invested directly by the Discretionary Investment Partner
The terms state that under the Discretionary Investment Partner Option, the customer's SIPP funds are held by the Discretionary Investment Partner selected, who invests those funds directly.
Binding document · AJ Bell Management Limited · clause 9.1 · as at 20 September 2026 · Check the source
AJ Bell Securities Limited: authorised and regulated by the Financial Conduct Authority (FRN: 155593) provides the Funds & Shares Service and the Custody Service and acts as the Account Manager for the AJ Bell Investcentre ISA, Lifetime ISA and Junior ISA.
The Terms and Conditions identify AJ Bell Securities Limited, authorised and regulated by the Financial Conduct Authority under FRN 155593, as the provider of the Custody Service.
Binding document · AJ Bell Management Limited · About these Terms · as at 20 September 2026 · Check the source
Investment Partner Option – your SIPP funds are held by your selected Investment Partner and your Adviser places orders with them directly
The terms state that under the Investment Partner Option, the customer's SIPP funds are held by the selected Investment Partner and the Adviser places orders with them directly.
Binding document · AJ Bell Management Limited · clause 9.1 · as at 20 September 2026 · Check the source
Which compensation scheme applies to the entity, or does none apply?
We reserve the right to make an additional charge of not more than £30 in any 12-month period if we are required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
The terms state that AJ Bell reserves the right to make an additional charge if it is required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
Binding document · AJ Bell Management Limited · clause 7.3 · as at 20 September 2026 · Check the source
The Products are covered by the FSCS.
AJ Bell states that the Products are covered by the FSCS.
Binding document · AJ Bell Management Limited · Complaints and compensation, clause 18.3 · as at 20 September 2026 · Check the source
We reserve the right to make an additional charge of not more than £30 in any 12-month period if we are required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
AJ Bell states it reserves the right to make an additional charge if it is required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
Binding document · AJ Bell Management Limited · clause 7.3 · as at 20 September 2026 · Check the source
What is the per-customer compensation limit?
If the firm failed after 1 Apr 2019 - up to £85,000 per eligible person, per firm.
FSCS states that if the firm failed after 1 April 2019, compensation is up to £85,000 per eligible person, per firm.
Statutory register · Financial Services Compensation Scheme · as at 20 September 2026 · Check the source
We can pay up to £85,000 per person, per firm.
FSCS states that it can pay up to £85,000 per person, per firm for investment claims.
Statutory register · Financial Services Compensation Scheme · as at 20 September 2026 · Check the source
Do compensation limits differ by product held?
our protection varies depending on the type of product, and some investment products aren't protected at all.
FSCS states that investment protection varies depending on the type of product, and some investment products are not protected at all.
Statutory register · Financial Services Compensation Scheme · as at 20 September 2026 · Check the source
Is there evidence of independent assurance over client asset arrangements?
No qualifying source was located within the evidence window. This criterion requires: auditor's client assets report or equivalent published assurance
What does the entity disclose about client assets if it fails?
In the event of a Bank’s failure, your claim will be for a share of the cash held in all Pooled Bank Accounts at that Bank. You may also be able to claim against the Financial Services Compensation Scheme.
In the event of a Bank's failure, the customer's claim will be for a share of the cash held in all Pooled Bank Accounts at that Bank, and the customer may also be able to claim against the Financial Services Compensation Scheme.
Binding document · AJ Bell Management Limited · clause 6.6 · as at 20 September 2026 · Check the source
in the event of the failure of the Nominee or Third-Party Custodian, your claim will be for a share of the investments pooled in the event of a shortfall;
In the event of the failure of the Nominee or Third-Party Custodian, the customer's claim will be for a share of the investments pooled in the event of a shortfall.
Binding document · AJ Bell Management Limited · clause 6.9(a) · as at 20 September 2026 · Check the source
We will not be responsible for the default or failure of a Bank.
AJ Bell states it will not be responsible for the default or failure of a Bank.
Binding document · AJ Bell Management Limited · clause 6.7 · as at 20 September 2026 · Check the source
The compensation arrangements in relation to non-UK investments may differ from those in the UK.
AJ Bell states that the compensation arrangements for non-UK investments may differ from those in the UK.
Binding document · AJ Bell Management Limited · Complaints and compensation, clause 18.4 · as at 20 September 2026 · Check the source
Are client assets subject to lending, rehypothecation or re-use?
Beneficial Ownership: the underlying right to ownership of an investment which means that the investment cannot be sold, mortgaged, (except as provided in the ISA Regulations) used as security for a loan or otherwise dealt with
The terms state that Beneficial Ownership means the investment cannot be sold, mortgaged, used as security for a loan or otherwise dealt with, except as provided in the ISA Regulations.
Binding document · AJ Bell Management Limited · Definitions - Beneficial Ownership · as at 20 September 2026 · Check the source
Cost Transparency
Is a complete fee schedule publicly available?
Details of the Charges for the F&SS XO Option are set out and varied from time to time on the Charges section of the Website.
AJ Bell Investcentre's terms and conditions state that details of the Charges for the F&SS XO Option are set out and varied from time to time on the Charges section of the Website.
Binding document · AJ Bell Management Limited · clause 28.5 · as at 20 September 2026 · Check the source
What commission or dealing charges apply?
£0 to £24,999 1.00% The foreign currency exchange charge applies to any equity deals placed on international markets, and also any trades in funds that settle in any currency other than GBP.
AJ Bell's foreign exchange charge for equity deals on international markets or fund trades settling in a currency other than GBP is 1.00% for trades between £0 and £24,999.
Binding document · AJ Bell Management Limited · Foreign exchange charge table · as at 2 December 2024 · Check the source
Paper form required £70
AJ Bell's charges show a £70 dealing charge where a paper form is required.
Binding document · AJ Bell Management Limited · Funds & Shares Service charges table · as at 2 December 2024 · Check the source
If your Limit Order is completed over a number of days, you will be charged our standard dealing charge for each part of your Limit Order that is executed on each day, according to the manner in which the Order is placed i.e. online or by telephone.
The terms and conditions state that if a Limit Order is completed over a number of days, the customer will be charged the standard dealing charge for each part of the Limit Order executed on each day.
Binding document · AJ Bell Management Limited · clause 22.6 · as at 20 September 2026 · Check the source
Dealing Charges: the fees and charges we charge you for using the Funds & Shares Service to execute an Order as published on the Charges section of the Website
The terms define Dealing Charges as the fees and charges charged for using the Funds & Shares Service to execute an Order, as published on the Charges section of the Website.
Binding document · AJ Bell Management Limited · Definitions - Dealing Charges · as at 20 September 2026 · Check the source
We reserve the right to apply a Dealing Charge at the rate applicable to Telephone Orders if an Order is completed other than exclusively by electronic means even if that Order was placed through the Website.
The terms and conditions state that a Dealing Charge at the rate applicable to Telephone Orders may apply if an order is completed other than exclusively by electronic means, even if placed through the Website.
Binding document · AJ Bell Management Limited · clause 22.13 · as at 20 September 2026 · Check the source
Online £3.95 The charge applies to each buy and sell of an investment, using these dealing types.
AJ Bell's charges show a £3.95 online dealing charge that applies to each buy and sell of an investment.
Binding document · AJ Bell Management Limited · Funds & Shares Service charges table · as at 2 December 2024 · Check the source
An additional charge may apply for such investments. We will notify you in advance if this charge applies.
The terms and conditions state that an additional charge may apply for certain investments, and that the customer will be notified in advance if the charge applies.
Binding document · AJ Bell Management Limited · clause 22.9 · as at 20 September 2026 · Check the source · transcribed by hand
Initial Public Offerings (IPOs) and placings £150
AJ Bell's charges show a £150 charge for Initial Public Offerings (IPOs) and placings.
Binding document · AJ Bell Management Limited · Funds & Shares Service charges table · as at 2 December 2024 · Check the source
Your Adviser can place the Order by telephone but we reserve the right to apply a Dealing Charge at the rate applicable to Orders placed by telephone.
The terms and conditions state that a Dealing Charge may be applied at the rate applicable to Orders placed by telephone if an order cannot be executed online.
Binding document · AJ Bell Management Limited · clause 22.12 · as at 20 September 2026 · Check the source
Details of our Charges and those of the investment provider and their cumulative effect on the estimated investment returns are set out in the Charges Disclosure Document, which is also available on the Website.
The terms and conditions state that details of AJ Bell's Charges and those of the investment provider and their cumulative effect on the estimated investment returns are set out in the Charges Disclosure Document, which is available on the Website.
Binding document · AJ Bell Management Limited · clause 31.2 · as at 20 September 2026 · Check the source
Dealing Charges and Adviser Charges will be reflected on your contract note.
The terms and conditions state that Dealing Charges and Adviser Charges will be reflected on the customer's contract note.
Binding document · AJ Bell Management Limited · clause 26.9, Settlement · as at 20 September 2026 · Check the source
What is the FX or currency conversion charge?
a commission on carrying out a foreign exchange transaction under clause 22.1, details of which are available on the Charges section of the Website
The terms state that AJ Bell and its Group companies are entitled to receive a commission on carrying out a foreign exchange transaction, with details available on the Charges section of the Website.
Binding document · AJ Bell Management Limited · clause 7.21 · as at 20 September 2026 · Check the source
we will carry out a foreign exchange transaction to convert the payment to or from pounds sterling, as required. The related currency conversion charges will be payable by you and details are set out with the other Charges.
The terms and conditions state that currency conversion charges apply when a foreign exchange transaction is carried out to convert a payment to or from pounds sterling, with details set out with the other Charges.
Binding document · AJ Bell Management Limited · clause 22.1 · as at 20 September 2026 · Check the source
What reference rate does the entity state it uses for currency conversion?
No qualifying source was located within the evidence window. This criterion requires: the entity's own statement of the rate it converts at — a named provider's rate, a mid-market point, a panel quotation, or its own internal rate — together with any margin or percentage added to it. record what the document says the rate is. do not compare it to a benchmark the document does not name.
What spread or implicit cost applies, and is it disclosed?
No qualifying source was located within the evidence window. This criterion requires: published spread data or explicit disclosure of spread as a cost
Are there account, platform or custody fees?
on you becoming a Member or Transferring out, we reserve the right to charge the full Quarterly Administration Charge and Annual Custody Charge or Annual Charges (as applicable) for the Quarter in which you became or ceased to be a Member.
The terms refer to a Quarterly Administration Charge and an Annual Custody Charge applicable to the account.
Binding document · AJ Bell Management Limited · clause 7.2 · as at 20 September 2026 · Check the source
£200,000 and above £70
AJ Bell's SIPP quarterly administration charge is £70 for fund values of £200,000 and above.
Binding document · AJ Bell Management Limited · SIPP wrapper charges table · as at 2 December 2024 · Check the source
Annual Charges: the fees we charge you for the provision of custody and dealing services for assets held within the Funds & Shares Service in your Retirement Investment Account
The terms define Annual Charges as the fees charged for the provision of custody and dealing services for assets held within the Funds & Shares Service in the Retirement Investment Account.
Binding document · AJ Bell Management Limited · Definitions - Annual Charges · as at 20 September 2026 · Check the source
Quarterly Administration Charge: the charge due each Quarter (or part of a Quarter) in relation to the administration of your SIPP as published on the Charges section of the Website
The terms state that a Quarterly Administration Charge is due each Quarter, or part of a Quarter, in relation to the administration of the SIPP, as published on the Charges section of the Website.
Binding document · AJ Bell Management Limited · Definitions - Quarterly Administration Charge · as at 20 September 2026 · Check the source
Annual management charge (AMC) 0.15% p.a. The AMC payable to AJ Bell for managing your portfolio.
AJ Bell's Managed Portfolio Service has an annual management charge of 0.15% p.a. payable to AJ Bell for managing the portfolio.
Binding document · AJ Bell Management Limited · Managed Portfolio Service (MPS) charges table · as at 2 December 2024 · Check the source
on you becoming a Member or Transferring out, we reserve the right to charge the full Quarterly Administration Charge and Annual Custody Charge or Annual Charges (as applicable) for the Quarter in which you became or ceased to be a Member.
AJ Bell reserves the right to charge the full Quarterly Administration Charge and Annual Custody Charge or Annual Charges for the Quarter in which a customer became or ceased to be a Member.
Binding document · AJ Bell Management Limited · clause 7.2(c) · as at 20 September 2026 · Check the source
Assets up to £500,000 0.20% For calculation purposes, this is based on assets across your SIPP, ISA and GIA.
AJ Bell's annual custody charge for the Funds & Shares Service is 0.20% for assets up to £500,000.
Binding document · AJ Bell Management Limited · Annual custody charge table · as at 2 December 2024 · Check the source
£100,000 to £200,000 £60
AJ Bell's SIPP quarterly administration charge is £60 for fund values between £100,000 and £200,000.
Binding document · AJ Bell Management Limited · SIPP wrapper charges table · as at 2 December 2024 · Check the source
Third-Party Charge: any charge by a Third-Party Service Provider (e.g. in holding global depositary receipts) which we incur in providing the Services
The terms state that a Third-Party Charge is any charge by a Third-Party Service Provider, for example in holding global depositary receipts, which AJ Bell incurs in providing the Services.
Binding document · AJ Bell Management Limited · Definitions - Third-Party Charge · as at 20 September 2026 · Check the source
Annual Custody Charges: the fees we charge you for the Custody Service for assets held within the Funds & Shares Service in your SIPP, ISA or GIA
The terms define Annual Custody Charges as the fees charged for the Custody Service for assets held within the Funds & Shares Service in the customer's SIPP, ISA or GIA.
Binding document · AJ Bell Management Limited · Definitions - Annual Custody Charges · as at 20 September 2026 · Check the source
Are there inactivity or dormancy charges?
No qualifying source was located within the evidence window. This criterion requires: fee schedule or client agreement
What withdrawal, transfer-out or closure charges apply?
Close your account (see additional note 9) £250 Payable when all funds in your account are withdrawn via flexi-access drawdown or UFPLS payments.
AJ Bell charges £250 to close an account when all funds are withdrawn via flexi-access drawdown or UFPLS payments.
Binding document · AJ Bell Management Limited · Benefits charges table · as at 2 December 2024 · Check the source
Standard transfer-out £75 Applies to the transfer-out of cash to another pension scheme and to annuity purchases.
AJ Bell's standard transfer-out charge is £75, applying to the transfer-out of cash to another pension scheme and to annuity purchases.
Binding document · AJ Bell Management Limited · Transfer-out table · as at 2 December 2024 · Check the source
In specie transfers-out (Funds & Shares Service) £25 Payable for each holding transferred and VAT-exempt .
AJ Bell's in specie transfers-out from the Funds & Shares Service are charged £25, payable for each holding transferred, and are VAT-exempt.
Binding document · AJ Bell Management Limited · Transfer-out table · as at 2 December 2024 · Check the source
Transfer-Out Charge: the charges as published on the Charges section of the Website we charge you in relation to a Transfer-Out of the relevant Product
The terms state that a Transfer-Out Charge is charged in relation to a Transfer-Out of the relevant Product, as published on the Charges section of the Website.
Binding document · AJ Bell Management Limited · Definitions - Transfer-Out Charge · as at 20 September 2026 · Check the source
on you becoming a Member or Transferring out, we reserve the right to charge the full Quarterly Administration Charge and Annual Custody Charge or Annual Charges (as applicable) for the Quarter in which you became or ceased to be a Member.
The terms state that on becoming a Member or Transferring out, AJ Bell reserves the right to charge the full Quarterly Administration Charge and Annual Custody Charge or Annual Charges for the Quarter in which the person became or ceased to be a Member.
Binding document · AJ Bell Management Limited · clause 7.2 · as at 20 September 2026 · Check the source
Transfer-out to a Qualifying Recognised Overseas Pension Scheme (QROPS) £425
AJ Bell charges £425 for a transfer-out to a Qualifying Recognised Overseas Pension Scheme (QROPS).
Binding document · AJ Bell Management Limited · Transfer-out table · as at 2 December 2024 · Check the source
For accounts closed 12 months or more after opening, an account closure charge of £75 will apply.
AJ Bell states that for accounts closed 12 months or more after opening, an account closure charge of £75 will apply.
Binding document · AJ Bell Management Limited · Additional note 9, Benefits · as at 2 December 2024 · Check the source
Do headline marketing claims match the binding fee schedule?
No qualifying source was located within the evidence window. This criterion requires: direct comparison of marketing page against client agreement
Are interest arrangements on cash balances disclosed, including any retained share?
the difference between the interest paid to us or our Group companies by a Bank on the aggregate amount of the Cash held by us with the Bank and the interest we pay to you
The terms state that AJ Bell and its Group companies are entitled to receive and retain the difference between the interest paid to them by a Bank on the aggregate amount of Cash held with the Bank and the interest paid to the customer.
Binding document · AJ Bell Management Limited · clause 7.21 · as at 20 September 2026 · Check the source
How much notice is given before charges or terms change?
Where a change to these Terms is materially detrimental to you, we will ordinarily give you a minimum 30 days’ notice of the proposed changes but we may need to change these Terms with shorter notice e.g. if there is a change to Regulatory Requirements which we have to action immediately.
AJ Bell states that where a change to the Terms is materially detrimental, it will ordinarily give a minimum of 30 days' notice of the proposed changes.
Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.3 · as at 20 September 2026 · Check the source
If we make a change to these Terms for a valid reason that is not set out above which is to your detriment, you will be able to Transfer-Out without paying the Transfer-Out charge for a period of at least three months from the date of notification.
AJ Bell states that if it makes a change to the Terms for a valid reason not otherwise listed that is to the customer's detriment, the customer will be able to Transfer-Out without paying the Transfer-Out charge for a period of at least three months from the date of notification.
Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.5 · as at 20 September 2026 · Check the source
If we reasonably consider that a change to these Terms is not materially detrimental to you, we are not required to give you any notice before we make the change, but we will provide details of the change within 30 days of the change being made.
AJ Bell states that if a change to the Terms is not materially detrimental, no notice is required before the change is made, but details will be provided within 30 days of the change being made.
Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.4 · as at 20 September 2026 · Check the source
If we give notice of an increase in the Transfer-Out Charge for one of the above valid reasons, you will be offered an opportunity to Transfer-Out at the existing Transfer-Out charge for a period of at least three months from the date of notification.
AJ Bell states that if it gives notice of an increase in the Transfer-Out Charge, customers will be offered an opportunity to Transfer-Out at the existing Transfer-Out charge for a period of at least three months from the date of notification.
Binding document · AJ Bell Management Limited · Changes to these Terms, clause 17.2 · as at 20 September 2026 · Check the source
We will give you 30 days’ notice of the amount of the additional charge before it is deducted from your Account.
The terms state that AJ Bell will give 30 days' notice of the amount of an additional charge before it is deducted from the account.
Binding document · AJ Bell Management Limited · clause 7.3 · as at 20 September 2026 · Check the source
We will give you 30 days’ notice of the amount of the additional charge before it is deducted from your Account.
AJ Bell will give 30 days' notice of the amount of an additional charge before it is deducted from the customer's Account.
Binding document · AJ Bell Management Limited · clause 7.3 · as at 20 September 2026 · Check the source
Security and Operational Controls
Is multi-factor authentication offered, and is it mandatory or optional?
You can choose to set up and use 2FA via email, authenticator app or both, as well as remove and update these as required.
AJ Bell Investcentre states that advisers can choose to set up and use two-factor authentication via email, authenticator app or both, and can remove and update these as required.
Published by the firm · AJ Bell Management Limited · as at 20 September 2026 · Check the source
Are recognised security certifications held?
No qualifying source was located within the evidence window. This criterion requires: certificate or certifying body's register — never the entity's claim alone
Is there a published vulnerability disclosure or bug bounty route?
No qualifying source was located within the evidence window. This criterion requires: published policy page
Have security or data incidents been publicly disclosed, and how were they handled?
No qualifying source was located within the evidence window. This criterion requires: regulator notice, ico action, or contemporaneous independent reporting
Are operational resilience or continuity arrangements disclosed?
No qualifying source was located within the evidence window. This criterion requires: filed accounts, regulatory disclosure, or published policy
Have material service outages been reported, and were they disclosed by the entity?
No qualifying source was located within the evidence window. This criterion requires: independent reporting or the entity's own status history
Is a data protection registration in place, and with whom?
No qualifying source was located within the evidence window. This criterion requires: ico register or equivalent
Corporate Transparency
What is the entity's registered company number and legal form?
The register records company number 03948391, registered as "AJ BELL MANAGEMENT LIMITED", legal form "ltd", status "active".
Statutory register · Companies House · company profile · as at 20 September 2026 · Check the source
Who are the persons with significant control?
The PSC register records 1 active person(s) with significant control: A J Bell Plc (corporate-entity-person-with-significant-control; ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent).
Statutory register · Companies House · PSC register · as at 20 September 2026 · Check the source
What is the group structure above this entity?
The PSC register records 1 corporate entity controller(s): A J Bell Plc.
Statutory register · Companies House · PSC register (corporate entities) · as at 20 September 2026 · Check the source
Which jurisdiction is the ultimate parent registered in?
The PSC register records the corporate controller(s) as: A J Bell Plc, registration number 04503206, registered in England & Wales, legal form Public Limited Company, under England And Wales.
Statutory register · Companies House · PSC register, corporate identification · as at 20 September 2026 · Check the source
Are accounts filed on time and to the required standard?
The register records: next accounts due 2027-06-30; last accounts made up to 2025-09-30; the register flags accounts as not overdue.
Statutory register · Companies House · accounts · as at 20 September 2026 · Check the source
Are the accounts audited, and by whom?
No qualifying source was located within the evidence window. This criterion requires: auditor's report in the filed accounts
Is there a going-concern qualification or emphasis of matter?
No qualifying source was located within the evidence window. This criterion requires: auditor's report
When was the entity incorporated?
The register records incorporation on 2000-03-15.
Statutory register · Companies House · date_of_creation · as at 15 March 2000 · Check the source
Have there been recent changes of control, name or registered office?
The filing history records 24 change filing(s) in the most recent 35 entries. Most recent: 2026-09-17: appoint-person-director-company-with-name-date; 2026-05-01: termination-director-company-with-name-termination-date; 2025-03-11: change-person-director-company-with-change-date (2 filings); 2025-01-30: appoint-person-director-company-with-name-date; 2025-01-03: termination-director-company-with-name-termination-date.
Statutory register · Companies House · filing history · as at 20 September 2026 · Check the source
The register records 3 previous company name(s): "A J BELL MANAGEMENT LIMITED" until 2013-04-17; "SIPPDEAL LIMITED" until 2007-03-30; "ECHOVAR LIMITED" until 2000-07-28.
Statutory register · Companies House · previous_company_names · as at 20 September 2026 · Check the source
Are directors disqualified, or associated with disqualification?
A name search of the register of disqualified directors was run against the 11 active officer(s) recorded for this company on 2026-09-20. 4 name(s) returned one or more register entries. A name match does not establish that these are the same individuals: identity requires confirmation against date of birth and appointment history, which we have not performed. No individual is named here for that reason.
Statutory register · Companies House · disqualified officers search · as at 20 September 2026 · Check the source
Conduct and Track Record
Are there published regulatory enforcement actions against this entity?
A query of the Financial Services Register disciplinary history for firm reference number 211468 on 2026-09-25 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · as at 25 September 2026 · Check the source
Are there published enforcement actions against the parent or sister entities?
No qualifying source was located within the evidence window. This criterion requires: regulator's own publication, entity-matched
Are there published warnings or unauthorised-firm alerts naming this entity or a clone?
A register search for this firm's name returns 2 entr(ies) flagged as unauthorised, including firms the register identifies as clones: "ajbellbonds.co.uk / aj-bell.co.uk / ajbell-invest.co.uk (Clone of FCA authorised firm) (Postcode: n/a)" (Unauthorised); "AJ Bell (clone of FCA authorised firm) (Postcode: n/a)" (Unauthorised). These entries concern third parties impersonating the authorised firm, not the authorised firm itself.
Statutory register · Financial Conduct Authority · FCA Register — Common Search, unauthorised entries · as at 25 September 2026 · Check the source
What complaints data does the entity publish, as required?
No qualifying source was located within the evidence window. This criterion requires: the entity's mandatory complaints return
What complaint volumes does the ombudsman publish about the entity?
No qualifying source was located within the evidence window. This criterion requires: the financial ombudsman service's published half-yearly business complaints data, and where it publishes one, the proportion upheld. the service publishes firm-level figures only above a complaint threshold: a firm absent from a release falls below that threshold, which is not evidence that no complaints were made and is not recorded as a finding. raw volumes are not comparable between firms of different sizes without customer numbers, which the service does not publish.
Is there material litigation of public record?
No qualifying source was located within the evidence window. This criterion requires: court judgment or filed proceedings
Have directors been subject to published regulatory action individually?
No qualifying source was located within the evidence window. This criterion requires: regulator's individual register
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What these figures measure. They describe the evidence we found, not the firm’s conduct. Where a criterion reads “not found”, we could not confirm it from public sources — that carries no negative inference.
Where the record shows no published enforcement action, that means our search of the register found none on the date stated. It is not a finding that no misconduct occurred.
If you are AJ BELL MANAGEMENT LIMITED and believe something here is wrong, write to corrections@veracentintelligence.co.uk. We will provide the evidence behind any finding, correct what we get wrong, and publish a statement of up to 300 words alongside anything we still disagree about.