REVOLUT LTD

The Financial Services Register records Revolut Ltd under firm reference number 900562, regulated by the Financial Conduct Authority with effect from 21/05/2018.

Statutory register · Financial Conduct Authority · FCA Register — Regulators · as at 25 September 2026 · Check the source

The register records the firm's status as "Registered", effective from 11/05/2018. Business type: EMD.

Statutory register · Financial Conduct Authority · FCA Register — Status · as at 25 September 2026 · Check the source

The register records 10 regulated activity permission(s): j) Account information services; i) Payment initiation services; h) Issuing Electronic Money; g) Execution of payment transactions via telecoms, IT system or network operator; f) Money remittance; e) Issuing payment instruments or acquiring payment transactions; d) Execution of payment transactions (covered by a credit line); c) Execution of payment transactions (not covered by a credit line); b) Services enabling cash withdrawals from a payment account; a) Services enabling cash placement on a payment account.

Statutory register · Financial Conduct Authority · FCA Register — Permissions · as at 25 September 2026 · Check the source

The register also records 2 previous trading name(s): "Revolut Ltd"; "Revolut Ltd".

Statutory register · Financial Conduct Authority · FCA Register — Names, previous · as at 25 September 2026 · Check the source

The register records 1 current trading name(s): "Revolut Ltd" (Registered, from 09/09/2019).

Statutory register · Financial Conduct Authority · FCA Register — Names · as at 25 September 2026 · Check the source

The FCA Register records the firm's Principal Place of Business as 30 South Colonnade, London, E14 5HX, UNITED KINGDOM. The Companies House registered office is recorded as 30 South Colonnade, London, E14 5HX, United Kingdom. The two records agree on premises and postcode.

Statutory register · Financial Conduct Authority · FCA Register — Address, compared with Companies House · as at 25 September 2026 · Check the source

The register records the registered office address as 30 South Colonnade, London, E14 5HX, United Kingdom.

Statutory register · Companies House · registered_office_address · as at 15 September 2026 · Check the source

The register records "Revolut Ltd" as registered trading name(s) of firm reference number 900562, and links that firm reference number to Companies House company number 08804411.

Statutory register · Financial Conduct Authority · FCA Register — Names and Companies House Number · as at 25 September 2026 · Check the source

We are a UK company which is authorised to issue e-money by the Financial Conduct Authority (the financial regulator in the UK) under the Electronic Money Regulations 2011. Our firm reference number is 900562 and our Company number is 08804411.

The terms state that Revolut Ltd is authorised to issue e-money by the Financial Conduct Authority under the Electronic Money Regulations 2011, and gives its firm reference number and company number.

Binding document · Revolut Ltd · introduction · as at 16 September 2026 · Check the source · transcribed by hand

place it into one of the dedicated client money bank accounts that we hold with large commercial or central banks (client money accounts keep your money separat

The terms state that the firm places customer money into dedicated client money bank accounts held with large commercial or central banks.

Binding document · Revolut Ltd · section 7, How is my money protected · as at 16 September 2026 · Check the source · transcribed by hand

invest it in low-risk assets that have been approved by our regulator, which are also kept in dedicated client accounts with financial institutions

The terms state that money may instead be invested in low-risk assets approved by the regulator, which are kept in dedicated client accounts with financial institutions.

Binding document · Revolut Ltd · How is my money protected? · as at 15 September 2026 · Check the source

place it into one of the dedicated client money bank accounts that we hold with large commercial or central banks (client money accounts keep your money separated from our own money, and the types of banks we can use are set by regulations)

The terms describe segregated client money as being held with large commercial or central banks, with the types of banks that can be used set by regulations.

Binding document · Revolut Ltd · How is my money protected? · as at 15 September 2026 · Check the source

The money in your Account isn't covered by the Financial Services Compensation Scheme (because it’s safeguarded instead).

The terms state that money in the Revolut account is not covered by the Financial Services Compensation Scheme because it is safeguarded instead.

Binding document · Revolut Ltd · How is my money protected? · as at 15 September 2026 · Check the source

The money in your Account isn't covered by the Financial Services Compensation Scheme (because it's safeguarded instead).

The terms state that money in the customer's account is not covered by the Financial Services Compensation Scheme because it is safeguarded instead.

Binding document · Revolut Ltd · section 7, What would happen in an insolvency · as at 15 September 2026 · Check the source · transcribed by hand

Safeguarding helps protect you if we were to become insolvent.

The terms state that safeguarding helps protect customers if the entity were to become insolvent.

Binding document · Revolut Ltd · What would happen in an insolvency? · as at 15 September 2026 · Check the source

you (and all our other customers) would be paid out your e-money balances from our client money bank accounts... safeguarding regulations make sure that once any costs related to an insolvency are paid out you will be paid from our client money accounts before anyone else

The terms state that if the firm became insolvent, customers would be paid out their e-money balances from the client money bank accounts, and that once insolvency costs are paid, customers are paid from those accounts before anyone else.

Binding document · Revolut Ltd · section 7, What would happen in an insolvency · as at 15 September 2026 · Check the source · transcribed by hand

safeguarding regulations make sure that once any costs related to an insolvency are paid out you will be paid from our client money accounts before anyone else

The terms state that safeguarding regulations ensure customers are paid from the client money accounts before anyone else once insolvency costs are paid out.

Binding document · Revolut Ltd · What would happen in an insolvency? · as at 15 September 2026 · Check the source

If that were to happen, you (and all our other customers) would be paid out your e-money balances from our client money bank accounts.

The terms state that if the entity became insolvent, customers would be paid out their e-money balances from the client money bank accounts.

Binding document · Revolut Ltd · What would happen in an insolvency? · as at 15 September 2026 · Check the source

This page sets out the fees that apply to your Revolut Personal Account, based on your plan: Standard, Plus, Premium, Metal and Ultra. It forms part of your agreement with us for your Revolut Personal Account.

The document states that this page sets out the fees that apply to the Revolut Personal Account, based on plan, and forms part of the agreement.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

These terms and conditions, along with the Fees Page and any other terms and conditions that apply to our services, form a legal agreement (the "Agreement", or the "Terms") between:

The terms state that the Fees Page, together with the terms and conditions, forms part of the legal agreement covering the account.

Binding document · Revolut Ltd · Why this document is important · as at 15 September 2026 · Check the source

How these fees are calculated is set out on our Fees Page.

The terms state that how fees are calculated is set out on the Fees Page.

Binding document · Revolut Ltd · Adding money to my Account · as at 15 September 2026 · Check the source

You can view the Fees applicable to your 16-17 Account on our Standard Fees page.

The agreement states that fees applicable to the 16-17 Account can be viewed on the Standard Fees page.

Binding document · Revolut Ltd · Schedule 1 - 16-17 Account · as at 15 September 2026 · Check the source

you can also see our current fees on our Fees Page

The terms state that customers can see Revolut's current fees on the Fees Page.

Binding document · Revolut Ltd · Fees for making or receiving payments · as at 15 September 2026 · Check the source

the fees (listed in our Fees Page)

The agreement states that account fees owed are listed on the Fees Page.

Binding document · Revolut Ltd · How you might owe us money · as at 15 September 2026 · Check the source

If you make a payment in another currency or to another country, we may charge a cross-border or SWIFT payment fee.

The terms state that Revolut may charge a cross-border or SWIFT payment fee when a payment is made in another currency or to another country.

Binding document · Revolut Ltd · Fees for making or receiving payments · as at 15 September 2026 · Check the source

the total cost to you will comprise: 1. you making the exchange at the Revolut exchange rate, 2. us adding an exchange fee, and 3. if you exceed your exchange allowance (set out below), and fees associated with exceeding that allowance.

The document states that the total cost of an exchange comprises making the exchange at the Revolut exchange rate, an exchange fee added by Revolut, and any fees for exceeding the exchange allowance.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

Fair usage fee (after limit) 1% 0.5% No fair usage fee No fair usage fee No fair usage fee

The fee schedule states a fair usage fee of 1% applies on the Standard plan and 0.5% on the Plus plan after the monthly exchange limit is exceeded, with no fair usage fee on Premium, Metal or Ultra.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

Standard and Plus users who exchange more than this amount start paying a fair usage fee (but Premium, Metal and Ultra customers do not).

The terms state that Standard and Plus users who exchange more than a set monthly amount start paying a fair usage fee, while Premium, Metal and Ultra customers do not.

Binding document · Revolut Ltd · What exchange rate do you use? · as at 15 September 2026 · Check the source

Standard Plus Premium Metal Ultra Monthly exchange limit £1000 £3000 No exchange limit No exchange limit No exchange limit

The fee schedule states monthly exchange limits of £1000 for Standard, £3000 for Plus, and no exchange limit for Premium, Metal or Ultra.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

The exchange rate we use is set out in our Fees Page. You can always see our live exchange rate in the Revolut app.

The terms state that the exchange rate used is set out in the Fees Page and can also be viewed live in the Revolut app.

Binding document · Revolut Ltd · What exchange rate do you use? · as at 15 September 2026 · Check the source

We apply our own Revolut exchange rate. It’s based on a number of parameters including (but are not limited to): the prevailing exchange rate, how much you’re exchanging, and our costs.

The document states that Revolut applies its own Revolut exchange rate based on parameters including the prevailing exchange rate, how much is being exchanged, and Revolut's costs.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

Maintaining the account Standard: £0

The fee schedule states that maintaining a Standard account costs £0.

Binding document · Revolut Ltd · General Account Services table · as at 23 April 2021 · Check the source

Metal Account: If paid monthly, the fee is £12.99 per month, which totals £155.88 per year. If paid yearly, the fee is £120 per year.

The fee schedule states that the Metal Account maintenance fee is £12.99 per month, totalling £155.88 per year, or £120 per year if paid yearly.

Binding document · Revolut Ltd · General Account Services table · as at 23 April 2021 · Check the source

Standard Plus Premium Metal Ultra Plan fee Free £3.99 per month or £40 per year £7.99 per month or £80 per year £14.99 per month or £140 per year £55 per month or £540 per year

The fee schedule states the plan fee is Free for Standard, £3.99 per month or £40 per year for Plus, £7.99 per month or £80 per year for Premium, £14.99 per month or £140 per year for Metal, and £55 per month or £540 per year for Ultra.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

Premium Account: If paid monthly, the fee is £6.99 per month, which totals £83.88 per year. If paid yearly, the fee is £72 per year.

The fee schedule states that the Premium Account maintenance fee is £6.99 per month, totalling £83.88 per year, or £72 per year if paid yearly.

Binding document · Revolut Ltd · General Account Services table · as at 23 April 2021 · Check the source

Plus Account: If paid monthly, the fee is £2.99 per month, which totals £35.88 per year. If paid yearly, the fee is £29.99 per year.

The fee schedule states that the Plus Account maintenance fee is £2.99 per month, totalling £35.88 per year, or £29.99 per year if paid yearly.

Binding document · Revolut Ltd · General Account Services table · as at 23 April 2021 · Check the source

If you continue to have positive balance in your Account after we’ve closed it, we have the right to charge you an administration fee as set out in the Fees Page. This fee covers the costs of maintaining your closed Account.

The terms state that if the customer continues to have a positive balance after Account closure, Revolut has the right to charge an administration fee as set out on the Fees Page, covering the cost of maintaining the closed Account.

Binding document · Revolut Ltd · Administration fee · as at 30 October 2024 · Check the source

You will still have to pay any charges you've run up (for example, if you've asked for an extra Revolut Card).

The terms state that a customer will still have to pay any charges run up, such as for an extra Revolut Card.

Binding document · Revolut Ltd · How do I close my Account? · as at 15 September 2026 · Check the source

Standard Account: Up to 5 free ATM withdrawals or the first £200 per month fee free, 2% fee after that, at a £1 minimum fee per withdrawal

The fee schedule states that Standard Account holders get up to 5 free ATM withdrawals or the first £200 per month fee free for cash withdrawal in foreign currency, with a 2% fee after that and a £1 minimum fee per withdrawal.

Binding document · Revolut Ltd · Cash withdrawal in foreign currency · as at 23 April 2021 · Check the source

If you make a card transfer, you will also be charged a fee. This fee will depend on the amount you are sending and where you are sending it to.

The terms state that if a card transfer is made, the customer will be charged a fee that depends on the amount sent and the destination.

Binding document · Revolut Ltd · Fees for making or receiving payments · as at 15 September 2026 · Check the source

Metal Account: First £800 per month fee free, 2% fee after that, at a £1 minimum fee per withdrawal

The fee schedule states that Metal Account holders get the first £800 per month fee free for cash withdrawal in pounds in the UK, with a 2% fee after that and a £1 minimum fee per withdrawal.

Binding document · Revolut Ltd · Cash withdrawal in pounds in the UK · as at 23 April 2021 · Check the source

Standard Account: Up to 5 free ATM withdrawals or the first £200 fee free per month, 2% fee after that, at a £1 minimum fee per withdrawal

The fee schedule states that Standard Account holders get up to 5 free ATM withdrawals or the first £200 fee free per month for cash withdrawal in pounds in the UK, with a 2% fee after that and a £1 minimum fee per withdrawal.

Binding document · Revolut Ltd · Cash withdrawal in pounds in the UK · as at 23 April 2021 · Check the source

We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your paid plan subscription under the Paid Plan Terms).

The terms state that cancellation fees may be charged for other agreements entered into, such as cancelling a paid plan subscription, when the account is closed.

Binding document · Revolut Ltd · How do I close my Account? · as at 15 September 2026 · Check the source

£2 for each month that you continue to have a positive balance after we closed your account.

The document states an administration fee of £2 applies for each month a positive balance is held after the account has been closed.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

After free allowance 2% per withdrawal, subject to a minimum fee of £1.

The fee schedule states that after the free ATM withdrawal allowance, a 2% per withdrawal fee applies, subject to a minimum fee of £1.

Binding document · Revolut Ltd · as at 15 September 2026 · Check the source

Premium Account: First £400per month fee free, 2% fee after that, at a £1 minimum fee per withdrawal

The fee schedule states that Premium Account holders get the first £400 per month fee free for cash withdrawal in pounds in the UK, with a 2% fee after that and a £1 minimum fee per withdrawal.

Binding document · Revolut Ltd · Cash withdrawal in pounds in the UK · as at 23 April 2021 · Check the source

Sometimes we might charge you a fee for making withdrawals. You can read about these fees in our Fees Page.

The terms state that a fee may sometimes be charged for making withdrawals using the Revolut Card, with details available on the Fees Page.

Binding document · Revolut Ltd · Using your Revolut Card · as at 15 September 2026 · Check the source

For any transfer you request, we charge our standard fee, subject to a minimum transfer of £1.

The terms state that for any transfer requested after Account closure, Revolut charges its standard fee, subject to a minimum transfer of £1.

Binding document · Revolut Ltd · How do I get access to my money after my Account has closed? · as at 15 September 2026 · Check the source

If your remaining Account balance is less than or equal to £1 at the beginning of the two month period, or drops below it at any time during that period, a £1 fee will be charged automatically and your Account will be permanently closed after the period ends.

The terms state that if the remaining Account balance is less than or equal to £1 at the start of, or during, the two month closure notice period, a £1 fee will be charged automatically and the Account permanently closed after the period ends.

Binding document · Revolut Ltd · If we decide to close your Account with notice · as at 15 September 2026 · Check the source

Plus Account: First £200 per month fee free, 2% fee after that, at a £1 minimum fee per withdrawal

The fee schedule states that Plus Account holders get the first £200 per month fee free for cash withdrawal in pounds in the UK, with a 2% fee after that and a £1 minimum fee per withdrawal.

Binding document · Revolut Ltd · Cash withdrawal in pounds in the UK · as at 23 April 2021 · Check the source

No discount No discount 20% fee discount 40% fee discount No fees. 100% discount

The document states that international payment fee discounts of 20%, 40% and 100% apply, alongside two tiers with no discount.

Binding document · Revolut Ltd · international payment fees table · as at 16 September 2026 · Check the source · transcribed by hand

The Personal Terms were updated on 11 December 2025. For new customers, this version is effective immediately. For existing customers, this version will come into effect on 13 February 2026.

The document states that the updated Personal Terms take effect immediately for new customers and on 13 February 2026 for existing customers.

Binding document · Revolut Ltd · as at 11 December 2025 · Check the source

We would contact you through the Revolut app at least two months before we do this.

The terms state that Revolut would contact the customer through the app at least two months before suspending or closing the Account for other reasons.

Binding document · Revolut Ltd · When could you suspend or close my Account? · as at 15 September 2026 · Check the source

Contact: https://www.revolut.com/responsible-disclosure-program

Revolut publishes a responsible disclosure program with a security contact for reporting vulnerabilities.

Published by the firm · Revolut Ltd · as at 15 September 2026 · Check the source

Revolut Ltd Registration reference ZA114540

The ICO register shows Revolut Ltd is registered as a data controller with registration reference ZA114540.

Statutory register · Information Commissioner's Office · ICO register entry · as at 19 September 2026 · Check the source

Registration expires 30 April 2027

The ICO register states the registration for Revolut Ltd expires 30 April 2027.

Statutory register · Information Commissioner's Office · ICO register entry · as at 19 September 2026 · Check the source

Date registered 01 May 2015

The ICO register states the registration date for Revolut Ltd is 01 May 2015.

Statutory register · Information Commissioner's Office · ICO register entry · as at 1 May 2015 · Check the source

The register records company number 08804411, registered as "REVOLUT LTD", legal form "ltd", status "active".

Statutory register · Companies House · company profile · as at 15 September 2026 · Check the source

The PSC register records 1 active person(s) with significant control: Revolut Group Holdings Ltd (corporate-entity-person-with-significant-control; ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent).

Statutory register · Companies House · PSC register · as at 15 September 2026 · Check the source

The PSC register records 1 corporate entity controller(s): Revolut Group Holdings Ltd.

Statutory register · Companies House · PSC register (corporate entities) · as at 15 September 2026 · Check the source

The PSC register records the corporate controller(s) as: Revolut Group Holdings Ltd, registration number 12743269, registered in United Kingdom, legal form Private Limited Company, under England.

Statutory register · Companies House · PSC register, corporate identification · as at 15 September 2026 · Check the source

The register records: next accounts due 2027-09-30; last accounts made up to 2025-12-31; the register flags accounts as not overdue.

Statutory register · Companies House · accounts · as at 15 September 2026 · Check the source

for and on behalf of BDO LLP, Statutory Auditor

The report is signed on behalf of BDO LLP as Statutory Auditor.

Binding document · Companies House (filed by the company) · Independent auditor's report, signature block · as at 23 March 2026 · Check the source · transcribed by hand

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern

The auditor states that they have not identified any material uncertainties relating to going concern.

Binding document · Companies House (filed by the company) · Independent auditor's report, conclusions relating to going concern · as at 23 March 2026 · Check the source · transcribed by hand

The register records incorporation on 2013-12-06.

Statutory register · Companies House · date_of_creation · as at 6 December 2013 · Check the source

The filing history records 11 change filing(s) in the most recent 35 entries. Most recent: 2026-08-04: appoint-person-director-company-with-name-date; 2025-11-13: change-person-director-company-with-change-date; 2025-09-02: change-to-a-person-with-significant-control; 2025-09-01: change-registered-office-address-company-with-date-old-address-new-address; 2025-07-02: appoint-person-secretary-company-with-name-date.

Statutory register · Companies House · filing history · as at 15 September 2026 · Check the source

A name search of the register of disqualified directors was run against the 10 active officer(s) recorded for this company on 2026-09-15. 3 name(s) returned one or more register entries. A name match does not establish that these are the same individuals: identity requires confirmation against date of birth and appointment history, which we have not performed. No individual is named here for that reason.

Statutory register · Companies House · disqualified officers search · as at 15 September 2026 · Check the source

A query of the Financial Services Register disciplinary history for firm reference number 900562 on 2026-09-25 returned no published entries. The register reported: "Disciplinary history information not found".

Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · as at 25 September 2026 · Check the source

In the Financial Ombudsman Service's half-yearly business complaints data, the row for Revolut Ltd records 5520 under the column "Total New Cases".

Statutory register · Financial Ombudsman Service · half-yearly business complaints data, Total New Cases · Check the source