Are interest arrangements on cash balances disclosed, including any retained share?

the difference between the interest paid to us or our Group companies by a Bank on the aggregate amount of the Cash held by us with the Bank and the interest we pay to you

The terms state that AJ Bell and its Group companies are entitled to receive and retain the difference between the interest paid to them by a Bank on the aggregate amount of Cash held with the Bank and the interest paid to the customer.

Binding document · AJ Bell Management Limited · clause 7.21 · Check the source

Moneybox will receive the difference (if any) between the interest received from the underlying diversified third party banks and the interest paid on your product.

The client terms state that Moneybox retains the margin between the interest it receives from underlying banks and the interest it pays customers on their product.

Binding document · Digital Moneybox Limited · Section 2.2.2 · Check the source

We may receive interest on the client money that we hold for you, where we place it with third parties in accordance with the client money rules. This interest is retained by us and not passed directly onto you.

The client agreement states that Freetrade may receive interest on client money placed with third parties, and that this interest is retained by Freetrade and not passed directly to the customer.

Binding document · Freetrade Limited · Check the source

1% AER on up to £1k uninvested cash

The pricing page states that the Basic plan pays 1% AER on up to £1,000 of uninvested cash.

Published by the firm · Freetrade Limited · Check the source

You acknowledge that we may receive interest on all of our clients’ funds held by our Custodians, and hereby waive your right to claim payment of any part of such interest.

The document discloses that the firm may receive interest on all clients' funds held by its Custodians, and that clients waive their right to claim any part of such interest.

Published by the firm · Freetrade Limited · Check the source

The amount of interest that we pay to you may be capped at a maximum amount.

The client agreement states that the amount of interest paid to customers may be capped at a maximum amount.

Binding document · Freetrade Limited · Check the source

We may pay you interest on some or all of your client money balance held with us, as we agree with you from time to time.

The client agreement states that Freetrade may pay customers interest on some or all of their client money balance, as agreed from time to time.

Binding document · Freetrade Limited · Check the source

Your Available Funds will not attract any interest, even if they are in credit.

The document states that Available Funds do not attract any interest for the client, even when in credit.

Published by the firm · Freetrade Limited · Check the source

3.5% AER on up to £3k uninvested cash

The pricing page states that the Plus plan pays 3.5% AER on up to £3,000 of uninvested cash.

Published by the firm · Freetrade Limited · Check the source

2.5% AER on up to £2k uninvested cash

The pricing page states that the Standard plan pays 2.5% AER on up to £2,000 of uninvested cash.

Published by the firm · Freetrade Limited · Check the source

Cheques or payment orders that remain uncashed and residual Account balances will not attract further interest.

The document states that cheques or payment orders that remain uncashed and residual Account balances will not attract further interest.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

HLAM receives all interest earned on cash balances held in Client Bank Accounts and then separately pays interest to you on the

The document states that HLAM receives all interest earned on cash balances held in Client Bank Accounts and then separately pays interest to the client.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

Cash balances held in the Client Bank Accounts and SIPP Trustee Bank Accounts are expected to earn interest of between 0.5% below and 0.5% above the prevailing Bank of England base rate over the next 12 months.

The document states that cash balances held in the Client Bank Accounts and SIPP Trustee Bank Accounts are expected to earn interest of between 0.5% below and 0.5% above the prevailing Bank of England base rate over the next 12 months.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

Interest is earned on cash balances held in SIPP Trustee Bank Accounts. The PMS SIPP Key Features show the interest we expect to receive. The interest received will be used to credit interest to your PMS SIPP at rates determined by us

The client agreement states that interest is earned on cash balances held in SIPP Trustee Bank Accounts and is used to credit interest to the PMS SIPP at rates determined by the firm.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

Cash balances held in the Client Bank Accounts and SIPP Trustee Bank Accounts are expected to earn interest of between 0.5% below and 0.5% above the prevailing Bank of England base rate over the next 12 months.

The document states that cash balances held in Client Bank Accounts and SIPP Trustee Bank Accounts are expected to earn interest of between 0.5% below and 0.5% above the prevailing Bank of England base rate over the next 12 months.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

HLAM receives all interest earned on cash balances held in Client Bank Accounts and then separately pays interest to you on the 04 cash you hold with us at rates determined by us. We retain the difference between the interest we receive and the interest we pay to you.

The document states that HLAM receives all interest earned on cash balances held in Client Bank Accounts and separately pays interest to clients at rates determined by HLAM, retaining the difference between the interest received and the interest paid.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

HLPT pays to HLAM an amount equal to the difference between the interest it receives on cash in the SIPP Trustee Bank Accounts and interest credited to your PMS SIPP as a fee for managing the PMS SIPP cash.

The client agreement states that HLPT pays HLAM an amount equal to the difference between the interest received on cash in the SIPP Trustee Bank Accounts and the interest credited to the customer's PMS SIPP, as a fee for managing the PMS SIPP cash.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

In the event that we incur interest charges to hold client money on your behalf with third party banking institutions or qualifying money market funds in accordance with the Client Money Rules, you agree that we may charge you for holding client money on your behalf in accordance with our Client Money Interest Policy.

The agreement states that if the firm incurs interest charges to hold client money with third party banking institutions or qualifying money market funds, the client agrees the firm may charge the client for holding that money in accordance with its Client Money Interest Policy.

Binding document · IG Markets Limited · Check the source

It is not our policy to pay interest to you on any client money that we hold on your behalf and by entering into this Agreement you acknowledge that you therefore waive any entitlement to interest under the Client Money Rules or otherwise.

The agreement states that it is not the firm's policy to pay interest on client money it holds, and that the client waives any entitlement to interest.

Binding document · IG Markets Limited · Check the source

Should we decide to pass on the interest charged by the bank or financial institution, the interest we charge will change from Month to Month; will not exceed the interest that we are charged and will be applied in proportion to your average daily Cash balance.

The terms state that if the entity decides to pass on interest charged by a bank or financial institution, the interest charged will change from month to month, will not exceed the interest charged to the entity, and will be applied in proportion to average daily cash balance.

Binding document · Integrated Financial Arrangements Ltd · Interest on Cash · Check the source

In the event that the interest rate applied by a bank or financial institution results in a charge to us, we reserve the right to debit each Wrapper in your Portfolio with the appropriate charge within ten Business Days of the end of each month.

The terms state that if the interest rate applied by a bank or financial institution results in a charge, the entity may debit each Wrapper with the appropriate charge within ten Business Days of the end of each month.

Binding document · Integrated Financial Arrangements Ltd · Interest on Cash · Check the source

In the case of the GIA we will deduct the basic rate of income tax (at the prevailing rate) at the point any interest is credited to it.

The terms state that for the GIA, the basic rate of income tax is deducted at the point any interest is credited to it.

Binding document · Integrated Financial Arrangements Ltd · Interest on Cash · Check the source

We place Cash in one or more accounts at banks or other appropriate financial institutions. We then apply in full to each Wrapper in your Portfolio the interest debited/credited by these institutions within ten Business Days of the end of each Month without deduction.

The terms state that cash is placed in accounts at banks or other financial institutions, and the interest debited or credited by these institutions is applied in full to each Wrapper within ten Business Days of the end of each Month without deduction.

Binding document · Integrated Financial Arrangements Ltd · Interest on Cash · Check the source

Unallocated cash in a Stocks and Shares ISA, Junior ISA, Lifetime ISA, General Investment Account or Personal Pension pot will earn interest at the current Bank of England (BoE) rate minus 0.75%.

The firm's fees page states that unallocated cash earns interest at the Bank of England base rate minus 0.75%.

Published by the firm · J.P. Morgan Personal Investing Limited · FAQ — Will I earn interest on cash? · Check the source

The Investment Services Partner may earn interest on cash balances held in your investment account(s) and if it does, it will pay it to charity.

The agreement discloses that the Investment Services Partner may earn interest on cash balances held in the investment account, and that if it does, it will pay that interest to charity.

Binding document · Monzo Bank Limited · cash interest clause · Check the source

Any interest Seccl pay would be accrued daily and paid monthly in the month immediately following that for which it was accrued. Interest would be calculated on cleared cash balances only.

The document states that any interest Seccl pays would accrue daily and be paid monthly in the month following accrual, calculated on cleared cash balances only.

Binding document · Monzo Bank Limited · Check the source

If in the future, Seccl decide to pay interest to you, weʼll let you know (along with details of the interest rate).

The document states that if Seccl decides in future to pay interest to customers, Monzo will inform customers along with the interest rate details.

Binding document · Monzo Bank Limited · Check the source

Please see ‘Interest rates’ section in the ‘Rates, fees and charges’ section of your account schedule for further details of any interest paid on positive balances.

The general terms state that further details of any interest paid on positive balances are set out in the 'Interest rates' section of the account schedule's 'Rates, fees and charges' section.

Binding document · Starling Bank Limited · Check the source

You won’t earn any interest on this account. This means we won’t pay you interest on your balance.

The document states that no interest is paid on the account balance.

Binding document · Starling Bank Limited · Check the source

If you choose not to participate in the Interest Sharing Programme, we will not hold your Available Cash in QMMFs and therefore, no interest will be paid to you as per clause 15.1. We may still hold your Available Cash in Term Deposits and/or Regular Bank Deposits with UK/EU-regulated financial institutions, and we will retain any received interest.

The client agreement states that if a client chooses not to participate in the Interest Sharing Programme, no interest will be paid to them and the firm will retain any received interest.

Binding document · Trading 212 UK Limited · Check the source

We will retain any received interest, and we will separately pay you part of it in the currencies and at the rates specified in the Terms & Fees page on our Website.

The client agreement states that under the Interest Sharing Programme, the firm will retain any received interest and separately pay clients part of it in currencies and at rates specified on the Terms & Fees page.

Binding document · Trading 212 UK Limited · Check the source

Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee

The fee schedule states that using Stocks carries an annual fee from 0.59%.

Published by the firm · Wise Payments Limited · Check the source

Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee

The fee schedule states that using Wise Interest, an interest-earning fund, carries an annual fee from 0.26%.

Published by the firm · Wise Payments Limited · Check the source

The funds held on your Wise Account may not earn any interest or return.

The agreement states that funds held on the Wise Account may not earn any interest or return.

Binding document · Wise Payments Limited · Check the source