What withdrawal, transfer-out or closure charges apply?
Answered for 6 of 6 firms. Published fee schedule
FREETRADE LIMITED
VerifiedWhere it has been necessary to process a same-day withdrawal for a customer, a £5 fee will be incurred. This fee is charged by our banking provider.
A £5 fee is charged for processing a same-day withdrawal, charged by the banking provider.
Published by the firm · Freetrade Limited · Check the source
We will pay the proceeds (less any fees, charges and other amounts due to us up to the date that your Freetrade Account(s) is closed) to your Freetrade GIA (if it is not being closed) or to your Linked Bank Account.
The client agreement states that on closure of a Freetrade Account, proceeds from the sale of investments will be paid to the customer less any fees, charges and other amounts due up to the date the account is closed.
Binding document · Freetrade Limited · Check the source
Each UFPLS withdrawal will cost £240.
The fee schedule states that each UFPLS withdrawal from the SIPP costs £240.
Published by the firm · Freetrade Limited · Check the source
We will make a charge for transferring US Investments as set out here .
The document states that Freetrade will make a charge for transferring US Investments out of a customer's account.
Binding document · Freetrade Limited · Check the source
We will make a charge for transferring US Investments as set out here .
The client agreement states that a charge applies for transferring US Investments out of the account.
Binding document · Freetrade Limited · Check the source
We do not charge for transfers out nor an exit fee if your Freetrade SIPP is closed following transfer or death.
The fee schedule states there is no charge for transfers out or an exit fee if the Freetrade SIPP is closed following transfer or death.
Published by the firm · Freetrade Limited · Check the source
If you transfer in cash you will not pay a separate transfer out fee.
The agreement states that no separate transfer out fee is payable if the transfer is made in cash.
Binding document · Hargreaves Lansdown Asset Management Limited · Check the source
We reserve the right to apply a transfer fee of £25 per stock for in specie transfers.
The document states that a transfer fee of £25 per stock may apply for in specie transfers.
Binding document · Hargreaves Lansdown Asset Management Limited · Check the source
Charges may also apply to transfers and these are set out in section A31.
The document states that charges may apply to transfers, as set out in a separate section of the agreement.
Binding document · Hargreaves Lansdown Asset Management Limited · Check the source
We reserve the right to apply a transfer out fee of £25 per stock for in specie transfers.
The agreement states that a transfer out fee of £25 per stock may be applied for in specie transfers.
Binding document · Hargreaves Lansdown Asset Management Limited · Check the source
MONZO BANK LIMITED
VerifiedAfter that, we charge 3% of the total amount you withdraw over £250.
The terms state that a 3% charge applies to the amount withdrawn above £250.
Binding document · Monzo Bank Limited · fees and charges · Check the source
STARLING BANK LIMITED
VerifiedSending money within the UK (Sterling) Faster Payments £0 CHAPS £20
The fee schedule lists a £20 fee for CHAPS payments when sending money within the UK.
Binding document · Starling Bank Limited · Check the source
Cash withdrawal in pounds in the UK £0
The fee schedule lists a £0 fee for cash withdrawal in pounds in the UK under cards and cash.
Binding document · Starling Bank Limited · Check the source
Sending money outside the UK £0.30 to £5.50
The fee schedule states that sending money outside the UK costs £0.30 to £5.50.
Binding document · Starling Bank Limited · Check the source
We charge a fee for making a CHAPS payment.
The agreement states that a fee is charged for making a CHAPS payment.
Binding document · Starling Bank Limited · Check the source
If you need your statement certified in a different way, or you want to certify any other documents, we might charge you a £20 fee.
The document states that certifying a statement in a different way, or certifying other documents, may incur a £20 fee.
Binding document · Starling Bank Limited · Check the source
Replacement debit card (UK address) £5 per card
The fee schedule lists a £5 per card fee for replacement debit cards sent to a UK address.
Binding document · Starling Bank Limited · Check the source
High-value payments using CHAPS Yes, £20 per payment
The fee schedule states that CHAPS high-value payments incur a charge of £20 per payment.
Binding document · Starling Bank Limited · Check the source
Replacement debit card (overseas) £10 per card
The fee schedule lists a £10 per card fee for replacement debit cards sent overseas.
Binding document · Starling Bank Limited · Check the source
Certifying your account documents £20
The fee schedule states that certifying account documents costs £20.
Binding document · Starling Bank Limited · Check the source
If you decide to close your account, we won’t charge you any fees, but you’ll need to repay any money you owe us.
The agreement states that no fees are charged if a customer decides to close their account, though owed money must still be repaid.
Binding document · Starling Bank Limited · Check the source
In British pounds in the UK We won’t charge, but you might be charged a fee by some cash machine providers.
The document states that Starling won't charge for cash withdrawals in British pounds in the UK, but cash machine providers might charge their own fee.
Binding document · Starling Bank Limited · Check the source
If you need to replace your debit card, we can charge you a £5 fee.
The document states that a £5 fee applies to replace a debit card.
Binding document · Starling Bank Limited · Check the source
TRADING 212 UK LIMITED
VerifiedWe will not charge you any fees for transfers to or from your Invest Account, Stocks ISA Account and/or SIPP Account (as applicable).
The client agreement states that no fees will be charged for transfers to or from the Invest Account, Stocks ISA Account or SIPP Account.
Binding document · Trading 212 UK Limited · Check the source
Where you opt to terminate this Agreement, no penalty will be imposed, and no charge will be made for associated costs.
The client agreement states that if the client opts to terminate the Agreement, no penalty is imposed and no charge is made for associated costs.
Binding document · Trading 212 UK Limited · Check the source
WISE PAYMENTS LIMITED
VerifiedReceiving GBP Swift payments Fixed fee per payment 2.16 GBP
The fee schedule states that receiving GBP Swift payments carries a fixed fee of 2.16 GBP per payment.
Published by the firm · Wise Payments Limited · Check the source
Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
The fee schedule states that receiving USD wire and Swift payments carries a fixed fee of 6.11 USD per payment.
Published by the firm · Wise Payments Limited · Check the source
ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
The fee schedule states that ATM fees over 250 GBP per month per account are 2.69% of the amount over 250 GBP.
Published by the firm · Wise Payments Limited · Check the source
Withdrawing 250 GBP per month per account Free
The fee schedule states that withdrawing 250 GBP per month per account is free.
Published by the firm · Wise Payments Limited · Check the source
Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ . 2%
The fee schedule states that topping up external e-wallets costs 2%.
Published by the firm · Wise Payments Limited · Check the source
We may charge you a fee for each withdrawal request, we will let you know the exact amount when you submit your request.
The agreement states that a fee may be charged for each withdrawal request from the Wise Account.
Binding document · Wise Payments Limited · Check the source
Wise may apply a fee in accordance with our Pricing Page, for facilitating the chargeback process
The agreement states that Wise may apply a fee, in accordance with the Pricing Page, for facilitating the chargeback process.
Binding document · Wise Payments Limited · Check the source
Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
The fee schedule states that receiving EUR Swift payments carries a fixed fee of 2.39 EUR per payment.
Published by the firm · Wise Payments Limited · Check the source
You may cancel your Card at any time with no charge by logging into your Wise Account or through the App.
The agreement states that you may cancel your Card at any time with no charge.
Binding document · Wise Payments Limited · Check the source
We will charge a fee for the replacement Card.
The agreement states that Wise will charge a fee for a replacement Card.
Binding document · Wise Payments Limited · Check the source
Every firm here was asked the same question against the same published standard, and every answer quotes the passage it came from. Where the answers differ, the difference is in the firms’ own documents, not in how we read them.
Darker text marks stronger evidence. A statutory register prints at full strength; a firm’s own marketing prints lighter. The methodology sets out the weightings.