Veracent Intelligence

All questions · COST-06

Are there account, platform or custody fees?

Answered for 6 of 6 firms. Published fee schedule

We may charge you fees and charges for using our Services, including a Plan Fee for your Plan.

The document states that Freetrade may charge fees and charges for using its Services, including a Plan Fee.

Binding document · Freetrade Limited · Check the source

If you have a Plan that requires you to pay a Plan Fee, you must pay that Plan Fee and keep your profile updated with valid payment card details in order to do so.

The client agreement states that certain Plan types require payment of a Plan Fee.

Binding document · Freetrade Limited · Check the source

no subscription fee on the Basic plan

The document states that Freetrade's Basic plan has no subscription (account) fee.

Published by the firm · Freetrade Limited · Check the source

Start investing with no monthly fee, ISA included.

The pricing page states the Basic plan has no monthly fee.

Published by the firm · Freetrade Limited · Check the source

The Freetrade Plus plan subscription fee is £11.99/month or £119.88/year, if you’ve chosen the annual subscription option.

The Plus plan carries a subscription fee of £11.99/month or £119.88/year.

Published by the firm · Freetrade Limited · Check the source

The Freetrade Standard plan subscription fee is £5.99/month or £59.88/year, if you’ve chosen the annual subscription option.

The Standard plan carries a subscription fee of £5.99/month or £59.88/year.

Published by the firm · Freetrade Limited · Check the source

For ongoing advice, HL will deduct the 0.365% per year charge from the cash part of your investment account, for example from your HL Stocks and Shares ISA.

The document states that for ongoing advice, HL will deduct a 0.365% per year charge from the cash part of the investment account, for example the HL Stocks and Shares ISA.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

Junior ISA No charge

The annual management charges table states there is no charge for the Junior ISA.

Published by the firm · Hargreaves Lansdown Asset Management Limited · Check the source

Our charge is tiered and will be 0.25% per annum on the first £1m of funds within each account and no charge on the value of funds over £1m.

The Portfolio Management Service fund charge is tiered, applying 0.25% per annum on the first £1m of funds within each account and no charge on the value of funds over £1m.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

HL account Annual charge Fund and Share Account 0.35% a year (capped at £12.50 per month)

The annual management charges table lists a Fund and Share Account annual charge of 0.35% a year, capped at £12.50 per month.

Published by the firm · Hargreaves Lansdown Asset Management Limited · Check the source

You will also be charged by HLAS for the HL Review Service (which we will collect from you as set out in section A3).

The document states that clients will also be charged by HLAS for the HL Review Service.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

SIPP 0.35% a year (capped at £12.50 per month)

The annual management charges table lists a SIPP annual charge of 0.35% a year, capped at £12.50 per month.

Published by the firm · Hargreaves Lansdown Asset Management Limited · Check the source

Lifetime ISA 0.25% (capped at £3.75 per month)

The annual management charges table lists a Lifetime ISA annual charge of 0.25%, capped at £3.75 per month.

Published by the firm · Hargreaves Lansdown Asset Management Limited · Check the source

Stocks and Shares ISA 0.35% a year (capped at £12.50 per month)

The annual management charges table lists a Stocks and Shares ISA annual charge of 0.35% a year, capped at £12.50 per month.

Published by the firm · Hargreaves Lansdown Asset Management Limited · Check the source

you will be charged an annual portfolio management service fund charge by HLAM.

The document states that clients using the PMS will be charged an annual portfolio management service fund charge by HLAM.

Binding document · Hargreaves Lansdown Asset Management Limited · Check the source

We charge a fee of 0.45% a year, or 0.35% if youʼre a Monzo Plus or Monzo Premium customer, or if you subscribe to a plan that offers a lower fee on your investments accounts in the terms. We apply this percentage to the value of investments and cash in your investment account.

The fee schedule states Monzo charges an annual account fee of 0.45%, reduced to 0.35% for Monzo Plus or Premium customers, applied to the value of investments and cash in the investment account.

Binding document · Monzo Bank Limited · Check the source

Maintainingtheaccount Refusingapaymentwhenyoudon’thave enoughmoney Allowingapaymentwhenyoudon’thave enoughmoney £0 £0 £0

The fee schedule states that maintaining the account, refusing a payment for insufficient funds, and allowing a payment despite insufficient funds all cost £0.

Binding document · Monzo Bank Limited · Check the source

Maintaining the account £0

The fee schedule lists a £0 fee for maintaining the account under general account services.

Binding document · Starling Bank Limited · Check the source

We won’t charge you any fees for opening or running your account.

The document states that no fees are charged for opening or running the account.

Binding document · Starling Bank Limited · Check the source

TRADING 212 UK LIMITED

Stated by the firm
The only fee Trading 212 can charge your Invest, ISAs, and SIPP is the FX Fee

The help centre states that the only fee Trading 212 can charge on Invest, ISA and SIPP accounts is the FX fee.

Published by the firm · Trading 212 UK Limited · fees article · Check the source

Getting the Wise debit card No subscription fees 7 GBP

The fee schedule states that getting the Wise debit card costs 7 GBP with no subscription fees.

Published by the firm · Wise Payments Limited · Check the source

Holding money in your account Holding money in your account Free

The fee schedule states that holding money in your account is free.

Published by the firm · Wise Payments Limited · Check the source

The issuance of the digital Card is free of charge and there are no monthly or annual fees.

The agreement states that issuance of the digital Card is free of charge and there are no monthly or annual fees.

Binding document · Wise Payments Limited · Check the source

Every firm here was asked the same question against the same published standard, and every answer quotes the passage it came from. Where the answers differ, the difference is in the firms’ own documents, not in how we read them.

Darker text marks stronger evidence. A statutory register prints at full strength; a firm’s own marketing prints lighter. The methodology sets out the weightings.