What reference rate does the entity state it uses for currency conversion?

Where investments or the proceeds or corporate actions are denominated in currencies other than Sterling, we will perform a currency conversion at the relevant prevailing exchange rate to facilitate the settlement of that transaction.

The client terms state currency conversion on non-Sterling investment proceeds is performed at the relevant prevailing exchange rate, without naming a specific benchmark or provider.

Binding document · Digital Moneybox Limited · Section 5.5 · Check the source

The ForEx rate that we show you will be the most recent best available rate that our panel of foreign exchange providers has quoted to us

The client agreement states that the ForEx rate shown to customers is the most recent best available rate quoted by the firm's panel of foreign exchange providers.

Binding document · Freetrade Limited · foreign exchange clause · Check the source

All conversions made in accordance with this Term 16(3) will be made at an exchange rate based on the prevailing market rate at the time

The agreement states that currency conversions are made at an exchange rate based on the prevailing market rate at the time.

Binding document · IG Markets Limited · Term 16(3) · Check the source

The costs of any currency conversion

The terms and conditions state that the customer will pay the costs of any currency conversion in connection with their Portfolio.

Binding document · Integrated Financial Arrangements Ltd · Section 11(4)(f), Other charges and payments · Check the source

we use Mastercard's exchange ratewith a 0% fee.

The document states that foreign currency transactions use Mastercard's exchange rate as the reference rate.

Binding document · Monzo Bank Limited · Check the source

The exchange rate we use is set out in our Fees Page. You can always see our live exchange rate in the Revolut app.

The terms state that the exchange rate used is set out in the Fees Page and can also be viewed live in the Revolut app.

Binding document · Revolut Ltd · What exchange rate do you use? · Check the source

We apply our own Revolut exchange rate. It’s based on a number of parameters including (but are not limited to): the prevailing exchange rate, how much you’re exchanging, and our costs.

The document states that Revolut applies its own Revolut exchange rate based on parameters including the prevailing exchange rate, how much is being exchanged, and Revolut's costs.

Binding document · Revolut Ltd · Check the source

If you use your current account to take out cash abroad or make a payment using your debit card in a currency other than British pounds, we’ll use the Mastercard exchange rate.

The general terms state that Starling will use the Mastercard exchange rate when a customer takes out cash abroad or makes a debit card payment in a currency other than British pounds.

Binding document · Starling Bank Limited · Check the source

If we take money from a foreign currency account to pay for an account in British pounds, we’ll use whatever the Starling internal exchange rate is that day.

The general terms state that Starling will use the Starling internal exchange rate when taking money from a foreign currency account to pay for an account in British pounds.

Binding document · Starling Bank Limited · Check the source

Starling’s inbound exchange rate is based on a mid-market point calculated from third-party exchange rates, plus a margin.

The document states that Starling's inbound exchange rate is based on a mid-market point calculated from third-party exchange rates, plus a margin.

Binding document · Starling Bank Limited · Check the source

When you make an international payment by card, we’ll normally make it in the British pounds equivalent of the foreign currency using the Mastercard exchange rate.

The agreement states that international card payments are made using the Mastercard exchange rate.

Binding document · Starling Bank Limited · Check the source

When you make an international payment by card, we’ll normally make it in the British pounds equivalent of the foreign currency using the Mastercard exchange rate.

The terms state that for international card payments, the payment is normally made in the British pounds equivalent of the foreign currency using the Mastercard exchange rate.

Binding document · Starling Bank Limited · Check the source

The applicable FX exchange rate will be the live interbank exchange rate.

The client agreement states that the FX exchange rate applied to currency conversions is the live interbank exchange rate.

Binding document · Trading 212 UK Limited · Check the source

We only use the mid-market rate — the one you can check on Google

Wise states that it only uses the mid-market rate, described as the rate you can check on Google.

Published by the firm · Wise Payments Limited · Check the source

the exchange rate at the relevant time for the relevant currency pair (for example, GBP to EUR, USD to AUD) that is offered by Wise, which is typically provided by a reference rate provider and usually the mid-market exchange rate.

The agreement states that the exchange rate offered by Wise is typically provided by a reference rate provider and is usually the mid-market exchange rate.

Binding document · Wise Payments Limited · Check the source

If you withdraw cash or make a purchase in a foreign currency that is not supported by Wise, the rate charged by the VISA/MASTERCARD® network shall apply.

The agreement states that if a foreign currency purchase or withdrawal is made in a currency not supported by Wise, the rate charged by the VISA/MASTERCARD network shall apply.

Binding document · Wise Payments Limited · Check the source