Which compensation scheme applies to the entity, or does none apply?
Answered for 7 of 12 firms. The scheme's own register matched to the entity, or the entity's binding statement of which scheme covers it. Where no scheme applies, the entity's own disclosure to that effect is the answer: a compensation scheme's register cannot establish that a firm outside its scope is outside its scope.
AJ BELL MANAGEMENT LIMITED
VerifiedWe reserve the right to make an additional charge of not more than £30 in any 12-month period if we are required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
The terms state that AJ Bell reserves the right to make an additional charge if it is required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
Binding document · AJ Bell Management Limited · clause 7.3 · Check the source
The Products are covered by the FSCS.
AJ Bell states that the Products are covered by the FSCS.
Binding document · AJ Bell Management Limited · Complaints and compensation, clause 18.3 · Check the source
We reserve the right to make an additional charge of not more than £30 in any 12-month period if we are required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
AJ Bell states it reserves the right to make an additional charge if it is required to pay a levy, or interim levy, under the Financial Services Compensation Scheme or by the FCA.
Binding document · AJ Bell Management Limited · clause 7.3 · Check the source
DIGITAL MONEYBOX LIMITED
VerifiedMoneybox deposits your money with third party banks. These banks are covered by the FSCS
The firm's Personal FSCS Protection document states that customer money deposited with its panel banks for cash savings products is covered by the FSCS.
Binding document · Digital Moneybox Limited · How your cash savings are protected · Check the source
IG MARKETS LIMITED
VerifiedWe are covered by the Financial Services Compensation Scheme.
The agreement states that the company is covered by the Financial Services Compensation Scheme.
Binding document · IG Markets Limited · Check the source
We are covered by the Financial Services Compensation Scheme.
The client agreement states that the firm is covered by the Financial Services Compensation Scheme.
Binding document · IG Markets Limited · Check the source
IG Markets Limited is authorised and regulated by the Financial Conduct Authority and is registered in England and Wales under No. 04008957.
The document identifies the entity as IG Markets Limited, authorised and regulated by the Financial Conduct Authority.
Binding document · IG Markets Limited · Check the source
If you make a valid claim against us for your Investments or Cash and we cannot meet our liabilities in full, you may be entitled to compensation from the Financial Services Compensation Scheme.
The terms and conditions state that if a customer makes a valid claim against the entity for their Investments or Cash and the entity cannot meet its liabilities in full, the customer may be entitled to compensation from the Financial Services Compensation Scheme.
Binding document · Integrated Financial Arrangements Ltd · Section 16, Financial Services Compensation Scheme · Check the source
REVOLUT LTD
VerifiedThe money in your Account isn't covered by the Financial Services Compensation Scheme (because it’s safeguarded instead).
The terms state that money in the Revolut account is not covered by the Financial Services Compensation Scheme because it is safeguarded instead.
Binding document · Revolut Ltd · How is my money protected? · Check the source
The money in your Account isn't covered by the Financial Services Compensation Scheme (because it's safeguarded instead).
The terms state that money in the customer's account is not covered by the Financial Services Compensation Scheme because it is safeguarded instead.
Binding document · Revolut Ltd · section 7, What would happen in an insolvency · Check the source
STARLING BANK LIMITED
VerifiedWe can only protect money held by UK branches of authorised banks and building societies and credit unions.
The document states that FSCS protection applies to UK branches of authorised banks, building societies and credit unions.
Statutory register · Financial Services Compensation Scheme · Check the source
WISE PAYMENTS LIMITED
VerifiedFSCS can't protect e-money or payment services firms. We can only protect money held by UK branches of authorised banks and building societies and credit unions
The scheme states that it cannot protect electronic money or payment services firms, and that it can only protect money held by UK branches of authorised banks, building societies and credit unions.
Statutory register · Financial Services Compensation Scheme · Can't find your firm? · Check the source
FREETRADE LIMITED
Not foundNo qualifying source was located within the evidence window. This records what we could not confirm, and carries no inference about the firm.
No qualifying source was located within the evidence window. This records what we could not confirm, and carries no inference about the firm.
No qualifying source was located within the evidence window. This records what we could not confirm, and carries no inference about the firm.
MONZO BANK LIMITED
Not foundNo qualifying source was located within the evidence window. This records what we could not confirm, and carries no inference about the firm.
TRADING 212 UK LIMITED
Not foundNo qualifying source was located within the evidence window. This records what we could not confirm, and carries no inference about the firm.
Every firm here was asked the same question against the same published standard, and every answer quotes the passage it came from. Where the answers differ, the difference is in the firms’ own documents, not in how we read them.
Darker text marks stronger evidence. A statutory register prints at full strength; a firm’s own marketing prints lighter. The methodology sets out the weightings.