Are there published regulatory enforcement actions against this entity?
Answered for 6 of 6 firms. The regulator's own published final notice or decision
FREETRADE LIMITED
VerifiedA query of the Financial Services Register disciplinary history for firm reference number 783189 on 2026-08-31 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
A query of the Financial Services Register disciplinary history for firm reference number 115248 on 2026-09-12 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
MONZO BANK LIMITED
VerifiedThe Financial Services Register records a disciplinary history entry against this firm, of type "Fines", under FSMA, effective from 07/07/2025. The register describes it as: "A final notice has been issued in relation to Monzo because it breached Principle 3 in failing to take reasonable care to organise and control its systems and controls for managing the risk of financial crime (in particular in connection with customer onboarding) responsibly and effectively during the Pre VREQ Period. Monzo also contravened relevant requirements imposed upon it (under section 55L(5)(a) of the Act) during the Relevant VREQ Period. https://www.fca.org.uk/publication/final-notices/monzo-bank-limited.pdf"
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
STARLING BANK LIMITED
VerifiedThe Financial Services Register records a disciplinary history entry against this firm, of type "Fines", under FSMA, effective from 27/09/2024. The register describes it as: "A final notice has been issued in relation to failings in Starling Bank Limited's financial crime systems and controls as well as their breaches of a Voluntary Requirement (VREQ). https://www.fca.org.uk/publication/final-notices/starling-bank-limited-2024.pdf"
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
TRADING 212 UK LIMITED
VerifiedA query of the Financial Services Register disciplinary history for firm reference number 609146 on 2026-09-10 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
A query of the Financial Services Register disciplinary history for firm reference number 609146 on 2026-08-30 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
WISE PAYMENTS LIMITED
VerifiedA query of the Financial Services Register disciplinary history for firm reference number 900507 on 2026-09-10 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
A query of the Financial Services Register disciplinary history for firm reference number 900507 on 2026-09-06 returned no published entries. The register reported: "Disciplinary history information not found".
Statutory register · Financial Conduct Authority · FCA Register — Disciplinary History · Check the source
Every firm here was asked the same question against the same published standard, and every answer quotes the passage it came from. Where the answers differ, the difference is in the firms’ own documents, not in how we read them.
Darker text marks stronger evidence. A statutory register prints at full strength; a firm’s own marketing prints lighter. The methodology sets out the weightings.